Vernon County property record for 400 E State St, Westby, WI 54667
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $2,884 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-00526-0000 |
| Primary APN | 291-00526-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 400 E STATE ST |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-1361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSORS OUTLOTS OL-61 EX PART SOLD TO LAND CO |
| Jurisdiction | VERNON WI |
| Township / Civil Division | WESTBY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 960300 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 E STATE ST, WESTBY, WI 54667-1361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2016 |
| Transfer Doc | 0000491717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 400 E STATE ST, WESTBY, WI 54667-1361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 516060 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 516060 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 8.5% |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Westby City |
| Unified School District | Westby Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,884.00 (+17.67%) Homeowner's exemption | $186,500 (-) Land $33,300 Building $153,200 | $232,900 (+24.88%) |
| 2023 | $2,451.00 Homeowner's exemption | $186,500 Land $33,300 Building $153,200 | $186,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBY WATERWORKS serves 2,400 people · EPA ID WI6630267 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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