400 E St, Mountain Lake Park (Oakland), MD 21550 Property Records

Garrett County property record for 400 E St, Mountain Lake Park, MD 21550

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,880 sqft · built 1900
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Jan 2024)
Tax Bill$1,593 (2026)
Deeds & MortgagesJan 2024 Sale
Flood ZoneZone X (minimal risk)
APN16-011436

Property Details

APN / Parcel Number

Primary APN16-011436
Alternative APN
  • 011436

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,880 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Construction TypeFrame
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
PorchSlab
Porch Area512 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011436
Street Address400 E ST
CityOAKLAND
StateMD
Zip21550-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 1250 400 E ST MT LAKE PARK
Legal Lot Number1250
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group4
Census Block4063
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mountain Lake Park Historic District
listed 1983 · 145 contributing resources · NRIS 83002948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 E St is owned by two individuals who bought it in January 2024.

Source: Garrett County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3013 WHITE PINE DR, MONROVIA, MD 21770-8838
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2024 · Amount on File
Deed SaleJan 8, 2024 · Amount on File
Prior SaleOct 25, 2001 · Amount on File
Deed Book / Page2532 / 368
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateJan 8, 2024
Property Address400 E ST, MT LAKE PARK, MD 21550-3208
Document Number0025320368
Book / Page2532 / 368
Instrument DateDec 29, 2023
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyDEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3013 WHITE PINE DR, MONROVIA, MD 21770-8838

Tax Assessment & Valuation

The 2026 property tax bill for 400 E St was $1,593.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityMountain Lake Park Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,593.00$107,467$175,800 Land $12,000 Building $163,800
2023$997.00$61,567$73,300 Land $12,000 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNTAIN LAKE PARK
serves 3,000 people · EPA ID MD0110007
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on E St

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