400 E Spring St, Belle Plaine, MN 56011 Property Records

Scott County property record for 400 E Spring St, Belle Plaine, MN 56011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,490 sqft · built 1990
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$637,500 (Apr 2024)
Tax Bill	$6,864 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-001287-0`

Property Details

APN / Parcel Number

Primary APN	`20-001287-0`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	1,490 sqft
Basement Area	1,050 sqft
Finished Basement	900 sqft
Unfinished Basement	150 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	253 ft deep x 180 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Deck Area	303 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	400 E SPRING ST
City	BELLE PLAINE
State	MN
Zip	56011-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF BELLE PLAINE BLOCK 077 LOTS 34 - 36
Legal Subdivision	CITY OF BELLE PLAINE
Legal Block	77
Legal Lot Number	34-36
Jurisdiction	SCOTT MN
Township / Civil Division	BELLE PLAINE
Census Block Group	4
Census Block	4002
Census Tract	81302

Owner

Source: Scott County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Construction Mortgage PROGROWTH BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20241187808
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Recording Date	Sep 14, 2026
Property Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078
Document Number	0001229674
Instrument Date	Sep 9, 2026
Instrument	20261229674
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078

Mortgage

Document Number	0001229674,
Date	Sep 14, 2026
Instrument	20261229674

Lender

Name	PROGROWTH BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001098133
Date	Jul 23, 2020
Instrument	1098133

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 10, 2018
Property Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078
Document Number	0001049840
Instrument Date	Jun 28, 2018
Instrument	1049840
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CUSTOM HOME BUILDERS TITLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078

Mortgage

Document Number	0001049841
Date	Jul 10, 2018
Instrument	1049841

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	400 E SPRING ST, BELLE PLAINE, MN 56011-2078
Document Number	0001030339
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 E SPRING ST BELLE PLAINE MN 560112078, BELLE PLAINE, MN 56011-2078

Mortgage

Document Number	0001030339
Date	Aug 2, 2017
Instrument	1030339

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Belle Plaine City
County	Scott County
Unified School District	Belle Plaine Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,864.00 (+16.38%) Homeowner's exemption	$406,300 (+3.44%) Land $118,300 Building $288,000	$406,300 (+3.44%) Land $118,300 Building $288,000
2025	$5,898.00 (+5.7%)
2024	$5,580.00 (+3.76%) Homeowner's exemption	$392,800 (+5.25%) Land $116,000 Building $276,800	$392,800 (+5.25%) Land $116,000 Building $276,800
2023	$5,378.00 Homeowner's exemption	$373,200 Land $109,400 Building $263,800	$373,200 Land $109,400 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Belle Plaine serves 7,456 people · EPA ID MN1700001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Nuvera Communications.

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