400 E South St, Arcadia, IN 46030 Property Records

Hamilton County property record for 400 E South St, Arcadia, IN 46030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,435 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$278,900 (Nov 2022)
Tax Bill	$3,292 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-02-24-202-050.000-009`

Property Details

APN / Parcel Number

Primary APN	`29-02-24-202-050.000-009`
Alternative APN	`0402240202050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,435 sqft Living Area
1st Floor Area	1,699 sqft
Attic	Attic
Attic Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Foundation Type	Raised
Roof Material	Slate
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0402240202050000
Street Address	400 E SOUTH ST
City	ARCADIA
State	IN
Zip	46030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 24, TOWNSHIP 20, RANGE 4, UNGER, SECTION 1, LOT PT 15
Legal Range	04
Legal Township	20
Legal Section	24
Legal Subdivision	JACOB UNGERS FIRST ADDITION TO ARCADIA
Legal Block	1
Legal Lot Number	15
Jurisdiction	HAMILTON IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3024
Census Tract	110201

Owner

400 E South St is owned and occupied by an individual who bought it in November 2022.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	400 E SOUTH ST, ARCADIA, IN 46030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 8, 2019	Warranty Deed, Transfer · Commercial Mortgage DOHARDMONEY COM
Feb 4, 2019	Warranty Deed, Transfer JASPREET BAVEJA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Oct 2, 2019
Deed Document Number	2022053319
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	400 E SOUTH ST, ARCADIA, IN 46030
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SOUTH ST, ARCADIA, IN 46030

Mortgage

Document Number	0000060865
Date	Aug 20, 2021
Instrument	2021060865

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	400 E SOUTH ST, ARCADIA, IN 46030
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SOUTH ST, ARCADIA, IN 46030

Mortgage

Document Number	0000043774
Date	Sep 6, 2022
Instrument	2022043774

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 4, 2022
Property Address	400 E SOUTH ST, ARCADIA, IN 46030
Document Number	0000053319
Map Reference	MB 49 PG 170
Instrument Date	Nov 1, 2022
Instrument	2022053319
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SOUTH ST, ARCADIA, IN 46030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053320
Date	Nov 4, 2022
Instrument	2022053320

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 2, 2019
Property Address	400 E SOUTH ST, ARCADIA, IN 46030
Document Number	2019048314
Map Reference	MB 49 PG 170
Instrument Date	Sep 27, 2019
Instrument	2019048314
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SOUTH ST, ARCADIA, IN 46030

Mortgage

Document Number	2019048315
Date	Oct 2, 2019
Instrument	2019048315

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 8, 2019
Property Address	400 E SOUTH ST, ARCADIA, IN 46030
Document Number	2019013299
Map Reference	DD 49 PG 170
Instrument Date	Apr 5, 2019
Instrument	2019013299
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N LUDLOW RD, MUNCIE, IN 47304-9689

Mortgage

Document Number	2019013300
Date	Apr 8, 2019
Instrument	2019013300

Lender

Name	DOHARDMONEY COM
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 4, 2019
Property Address	400 E SOUTH ST, ARCADIA, IN 46030
Document Number	0000003893
Instrument Date	Jan 31, 2019
Instrument	3893
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12400 N MERIDIAN ST #150 CARMEL IN 460326990, 150, CARMEL, IN 46032-6990
Investor	Possibly a Property Investor

Mortgage

Document Number	3894
Date	Feb 4, 2019
Instrument	3894

Lender

Name	JASPREET BAVEJA
Address	1819 TOYON DR, CONCORD, CA 94520-2824

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Arcadia Town
County	Hamilton County
County Subdivision	Jackson Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,500 (+8.67%) Land $39,600 Building $308,900	$348,500 (+8.67%) Land $39,600 Building $308,900
2024	$3,292.00 (+21.7%)	$320,700 (+17.99%) Land $39,600 Building $281,100	$320,700 (+17.99%) Land $39,600 Building $281,100
2023	$2,705.00 (+111.82%)	$271,800 (+120.26%) Land $39,600 Building $232,200	$271,800 (+120.26%) Land $39,600 Building $232,200
2022	$1,277.00	$123,400 Land $29,700 Building $93,700	$123,400 Land $29,700 Building $93,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 E South St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADIA WATER DEPARTMENT serves 1,515 people · EPA ID IN5229001
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2025) action level 15 ppb
Copper	2.23 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Nextlink, On-Ramp Indiana, Verizon.

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