400 E Smithville Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 400 E Smithville Rd, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,926 sqft · built 1979
Lot Size	5.18 acres (225,641 sqft)
Owner	2 Individual Names on File
Last Sale	$343,500 (Aug 2021)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-05240-02`

Property Details

APN / Parcel Number

Primary APN	`004-05240-02`
Alternative APN	`53-11-04-300-013.000-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,926 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	225,641 sqft (5.18 acres)
Terrain	High
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	004-05240-02
Street Address	400 E SMITHVILLE RD
City	BLOOMINGTON
State	IN
Zip	47401-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2 SW 4-7-1W 4.83A & .35A
Legal Subdivision	DENBO ADDITION
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2019
Census Tract	1501

Owner

Source: Monroe County records · APN 004-05240-02

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 18, 2019	Intrafamily Transfer, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2021 · Amount on Record
Deed Sale	Aug 02, 2021 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	202114930
Prior Transfer Date	Nov 08, 2019
Prior Transfer Doc	2019016827
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 02, 2021
Property Address	400 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9402
Document Number	2021014930
Instrument Date	Jul 29, 2021
Instrument	2021014930
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9402

Mortgage

Document Number	2021014931
Date	Aug 02, 2021
Instrument	2021014931

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Oct 01, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Nov 18, 2019
Property Address	400 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9402
Document Number	2019016827
Instrument Date	Nov 08, 2019
Instrument	2019016827
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9402

Mortgage

Document Number	2019016828
Date	Nov 18, 2019
Instrument	2019016828

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (-6.97%)	$382,500 (+4.77%) Land $70,900 Building $311,600	$382,500 (+4.77%) Land $70,900 Building $311,600
2024	$2,769.00 (+23.73%)
2023		$365,100 (+14.85%) Land $56,700 Building $308,400	$365,100 (+14.85%) Land $56,700 Building $308,400
2022	$2,238.00	$317,900 Land $56,700 Building $261,200	$317,900 Land $56,700 Building $261,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002, rainfall accumulation, Severe Storms, Tornadoes And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Smithville Holding Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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