400 E Shale Ct, Midland, MI 48640 Property Records

Midland County property record for 400 E Shale Ct, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 2002
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$264,500 (Jan 2023)
Tax Bill	$3,522 (2022)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-860-500-070-00`

Property Details

APN / Parcel Number

Primary APN	`040-860-500-070-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,755 sqft Living Area
Basement Area	1,755 sqft

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Lot Area	54,886 sqft (1.26 acres)
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	04086050007000
Street Address	400 E SHALE CT
City	MIDLAND
State	MI
Zip	48640-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOT 7 WESTWOOD SUB.
Legal Subdivision	WESTWOOD SUB
Legal Lot Number	7
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	4
Census Block	4020
Census Tract	291200

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1502 WOOD POINTE LN APT 1, 1, MIDLAND, MI 48642-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	0001662750
Deed Book / Page	1662 / 750
Record Updated	Jun 7, 2026

January 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 11, 2023
Property Address	400 E SHALE CT, MIDLAND, MI 48640-8238
Document Number	001662/750
Book / Page	1662 / 750
Map Reference	LB P PG 6
Instrument Date	Jan 10, 2023
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 HARRISON ST, MIDLAND, MI 48640-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 WOOD POINTE LN APT 1, 1, MIDLAND, MI 48642-2010

Mortgage

Document Number	0001662751
Date	Jan 11, 2023
Instrument	1662/751

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Bullock Creek School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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