400 E Phillips Lake Loop Rd, Shelton, WA 98584 Property Records

Mason County property record for 400 E Phillips Lake Loop Rd, Shelton, WA 98584

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 648 sqft · built 1946
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Oct 2016)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22005-50-00049`

Property Details

APN / Parcel Number

Primary APN	`22005-50-00049`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Lot Width	97 ft Width
Terrain	Steep
View / Lot	Water
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	424 sqft
Patio Area	424 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	400 E PHILLIPS LAKE LOOP RD
City	SHELTON
State	WA
Zip	98584-8185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PHILLIPS LAKE DIV. 1 TR 49 & INT IN TR 15 DIV #2 & TR 88 DIV #4 OF PHILLIPS LAKE S 33/234
Legal Subdivision	PHILLIPS LAKE DIV. 1
Legal Tract	49,15,88
Legal Lot Number	59
Jurisdiction	MASON WA
Township / Civil Division	TIMBER LAKE-HARSTINE ISLAND
Census Block Group	2
Census Block	2001
Census Tract	961102

Owner

Source: Mason County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	20162064830
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0002064830
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Recording Date	Jul 15, 2026
Property Address	400 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8185
Document Number	0002243173
Instrument Date	Jul 3, 2026
Instrument	20262243173
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	AEGIS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8185

Mortgage

Document Number	0002243173,
Date	Jul 15, 2026
Instrument	20262243173

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 9, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	400 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8185
Document Number	0002080930
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 E PHILLIPS LAKE LOOP RD SHELTON WA 985848185, SHELTON, WA 98584-8185

Mortgage

Document Number	0002080930
Date	Sep 18, 2017
Instrument	2080930

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASON WA
Recording Date	Aug 9, 2017
Property Address	400 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8185
Document Number	0002078806
Instrument Date	Jul 31, 2017
Instrument	2078806
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4505 PACIFIC HWY E #A FIFE WA 984242638, A, FIFE, WA 98424-2638

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,525 (-1.89%) Land $141,525 Building $122,000	$263,525 (-1.89%) Land $141,525 Building $122,000
2025	$2,185.00 (+8.81%)
2024	$2,008.00 (-14.48%)	$268,590 (+3.25%) Land $160,400 Building $108,190	$268,590 (+3.25%) Land $160,400 Building $108,190
2023	$2,348.00
2022		$260,135 Land $188,700 Building $71,435	$260,135 Land $188,700 Building $71,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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