400 E Oxford St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 400 E Oxford St, Pontotoc, MS 38863

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details7,000 sqft · built 1981
OwnerCompany Name on File
Tax Bill$2,107 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN171C-34-07-008

Property Details

APN / Parcel Number

Primary APN171C-34-07-008
Alternative APN
  • 12811

Interior

Building Area7,000 sqft Total Area
FlooringConcrete/Cement
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1981
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number12811
Street Address400 E OXFORD ST
CityPONTOTOC
StateMS
Zip38863-2316
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLT6-8 BL6 CLARK ST SW1/4 DB 494-475; 380-150; 400-135 606-289 1/95 20173986 9/8/17 20240858-59 3/6/24 662 538 8396
Legal Lot Number6-8
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group4
Census Block4002
Census Tract950300

Owner

400 E Oxford St, a commercial property, is owned by a company that acquired it in March 2024.

Source: Pontotoc County records, as of October 30, 2025

Owner of RecordCompany Name on File
Mailing Address1414 COUNTY ROAD 108, NEW ALBANY, MS 38652-9790
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2024
Deed SaleMar 6, 2024
Deed Document Number2024000859
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address400 E OXFORD ST, PONTOTOC, MS 38863-2316
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 COUNTY ROAD 108, NEW ALBANY, MS 38652-9790

Mortgage

Document Number2024000860
DateMar 6, 2024
Instrument2024000860
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount on Record
Term120 Months
DueMar 1, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Oxford St was $2,107.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,107.00$15,865$105,765 Land $20,000 Building $85,765
2023$1,705.00$13,371$89,140 Land $20,000 Building $69,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E Oxford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Oxford St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 43% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on E Oxford St

Nearby Streets

Search Property Records by Address or Parcel Number