400 E North St, Muncie, IN 47305 Property Records

Delaware County property record for 400 E North St, Muncie, IN 47305

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,452 sqft · built 1902
Lot Size	0.108 acres (4,688 sqft)
Owner	Company Name on Record
Tax Bill	$6,981 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-10-314-010.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-10-314-010.000-003`
Alternative APN	`1110314010000`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	8,452 sqft Total Area
1st Floor Area	8,452 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,688 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 10 314 010 000
Street Address	400 E NORTH ST
City	MUNCIE
State	IN
Zip	47305-1830
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	JACKSON AND WYSOR BLK 3 S75FT OFF LOT 5
Legal Subdivision	WYSOR & JACKS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1000
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gilbert, Goldsmith C., Historic District listed 1988 · 75 contributing resources · NRIS 88002113

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	923 W BETHEL AVE, MUNCIE, IN 47303-2854
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Aug 17, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 16, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	400 E NORTH ST, MUNCIE, IN 47305-1830
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R13442
Date	Aug 11, 2021
Instrument	2021R13442

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2026

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Aug 17, 2020
Property Address	400 E NORTH ST, MUNCIE, IN 47305-1830
Document Number	2020R10461
Map Reference	PB1PG4
Instrument Date	Apr 30, 2020
Instrument	2020R10461
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 W BETHEL AVE, MUNCIE, IN 47303-2854

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 16, 2019
Property Address	400 E NORTH ST, MUNCIE, IN 47305-1830
Document Number	2019R12091
Map Reference	PB 1 PG 4
Instrument Date	Jun 6, 2019
Instrument	2019R12091
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 W BETHEL AVE, MUNCIE, IN 47303-2854

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,981.00 (+24.97%)	$229,100 (+25.47%) Land $8,200 Building $220,900	$229,100 (+25.47%) Land $8,200 Building $220,900
2024	$5,586.00
2023	$5,586.00 (-8.22%)	$182,600 (-1.08%) Land $8,200 Building $174,400	$182,600 (-1.08%) Land $8,200 Building $174,400
2022	$6,086.00 (+537.95%)	$184,600 Land $8,200 Building $176,400	$184,600 Land $8,200 Building $176,400
2021	$954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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