400 E Niagara Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 400 E Niagara Ave, Elmhurst, IL 60126 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4,333 sqft · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$1,406,500 (Aug 2021)
Tax Bill	$34,535 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-410-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-410-001`

Interior

Stories	2 Stories
Building Area	4,333 sqft Living Area
Gross Area	6,149 sqft
1st Floor Area	1,816 sqft
2nd Floor Area	2,517 sqft
Basement Area	1,816 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	16 ft deep x 6.5 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	400 E NIAGARA AVE
City	ELMHURST
State	IL
Zip	60126-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB PT OF STRATFORD HILLS N 65 FT
Legal Subdivision	RESUB PT OF STRATFORD HILLS
Legal Block	5
Legal Lot Number	14
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2024
Census Tract	844002

Owner

Source: DuPage County records · APN 06-12-410-001

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 31, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 04, 2020	Deed, Transfer · Line of Credit HINSDALE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Aug 04, 2020 · Amount on Record
Deed Document Number	2021130838
Last Transfer Date	Mar 28, 2024
Transfer Doc	0000017836
Record Updated	Sep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 04, 2024
Property Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172
Document Number	0000017836
Map Reference	DOC 216081
Instrument Date	Mar 28, 2024
Instrument	R2024-017836
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172

Mortgage

Document Number	0000033385
Date	Mar 31, 2022
Instrument	R2022-033385

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 31, 2021
Property Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172
Document Number	0000130838
Map Reference	DOC 216081
Instrument Date	Jun 02, 2021
Instrument	R2021-130838
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172

Mortgage

Document Number	0000130839
Date	Aug 31, 2021
Instrument	R2021-130839

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 04, 2020
Property Address	400 E NIAGARA AVE, ELMHURST, IL 60126-4172
Document Number	0000083395
Map Reference	DOC 216081
Instrument Date	Jun 30, 2020
Instrument	R2020-083395
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10621 S KOSTNER AVE, OAK LAWN, IL 60453-5311

Mortgage

Document Number	0000083396
Date	Aug 04, 2020
Instrument	R2020-083396

Lender

Name	HINSDALE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,535.00 (+3.69%)	$604,719 (+7.86%) Land $130,404 Building $474,315	$1,814,157 (+7.86%) Land $391,212 Building $1,422,945
2024	$33,306.00 (+19.35%)	$560,652 (+20.26%) Land $120,901 Building $439,751	$1,681,956 (+20.26%) Land $362,703 Building $1,319,253
2022	$27,905.00 Homeowner's exemption	$466,200 Land $107,470 Building $358,730	$1,398,600 Land $322,410 Building $1,076,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438440022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2013, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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