400 E Michael St, Fremont, IN 46737 Property Records

Steuben County property record for 400 E Michael St, Fremont, IN 46737

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,224 sqft · built 1860
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$37,500 (Jan 2017)
Tax Bill$491 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN76-02-21-340-113.000-004

Property Details

APN / Parcel Number

Primary APN76-02-21-340-113.000-004
Alternative APNs
  • 02-21-340-113.000-34
  • 00000990291

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
Basement Area396 sqft
Unfinished Basement396 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1977
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions66 ft deep x 80 ft wide
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating SystemOther
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000990291
Street Address400 E MICHAEL ST
CityFREMONT
StateIN
Zip46737-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWELL & HALLS ADD PT N & E PT LOT 8 .14A PER DEED
Legal SubdivisionHOWELL AND HALLS ADDITION
Legal Lot Number8
JurisdictionSTEUBEN IN
Township / Civil DivisionFREMONT
Census Block Group2
Census Block2025
Census Tract970800

Owner

400 E Michael St is owned and occupied by an individual who bought it in January 2017.

Source: Steuben County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 887, FREMONT, IN 46737-0887
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2017 · Amount on File
Deed SaleJan 18, 2017 · Amount on File
Prior SaleMar 19, 2010 · Amount on File
Deed Document Number201710356
Prior Transfer DateDec 19, 2016
Prior Transfer Doc0000010356
Record UpdatedSep 20, 2026

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTEUBEN IN
Recording DateJan 18, 2017
Property Address400 E MICHAEL ST, FREMONT, IN 46737-2126
Document Number0017010356
Instrument DateDec 19, 2016
Instrument17010356
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 887, FREMONT, IN 46737-0887

Mortgage

Document Number0017010357
DateJan 18, 2017
Instrument17010357
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueDec 26, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Michael St was $491 with a homeowner's exemption, down 20.8% from the year before.

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySteuben County
County SubdivisionFremont Township
MunicipalityFremont Town
Unified School DistrictFremont Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$491.00 (-20.81%) Homeowner's exemption$130,800 (+8.28%) Land $13,500 Building $117,300$130,800 (+8.28%) Land $13,500 Building $117,300
2024$620.00 Homeowner's exemption$120,800 (+3.87%) Land $12,300 Building $108,500$120,800 (+3.87%) Land $12,300 Building $108,500
2023$116,300 (+19.77%) Land $11,700 Building $104,600$116,300 (+19.77%) Land $11,700 Building $104,600
2022$493.00$97,100 Land $10,600 Building $86,500$97,100 Land $10,600 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E Michael St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Michael St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREMONT WATER DEPARTMENT
serves 2,138 people · EPA ID IN5276006
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Mercury Fiber
Fixed Wireless
150 / 20
Lakeland Internet
Fixed Wireless
100 / 20

May also be available: MetaLINK Technologies, Steuben County REMC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Michael St

Nearby Streets

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