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400 E Main St, Mill Creek, OK 74856 Property Records

Johnston County property record for 400 E Main St, Mill Creek, OK 74856

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,488 sqft · built 1999
Lot Size0.482 acres (21,000 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Oct 2015)
Tax Bill$338 (2025)
Deeds & MortgagesOct 2015 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0060-00-014-003-0-004-00

Property Details

APN / Parcel Number

Primary APN0060-00-014-003-0-004-00
Alternative APN
  • 6796

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile/Manufactured
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions140 ft deep x 150 ft wide
Garage TypeCarport
Garage Area1,600 sqft
CarportCarport
Carport Area1,600 sqft
Parking Spaces6 Parking Spaces
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number6796
Street Address400 E MAIN ST
CityMILL CREEK
StateOK
Zip74856-5602
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOTS 3 & 4 BLOCK 14 ORIG. MILL CREEK
Legal SubdivisionMILL CREEK
Legal Block14
Legal Lot Number3,4
Legal Unit0060
JurisdictionJOHNSTON OK
Township / Civil DivisionWEST JOHNSTON
Census Block Group2
Census Block2079
Census Tract660300

Owner

400 E Main St, a mobile home, is owned and occupied by two individuals who bought it in October 2015.

Source: Johnston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 65, MILL CREEK, OK 74856-0065
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2015 · Amount on File
Deed SaleOct 16, 2015 · Amount on File
Deed Document Number20151981
Deed Book / Page329 / 519
Prior Transfer DateMar 23, 2010
Prior Transfer Doc0000000593
Record UpdatedOct 29, 2026

October 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON OK
Recording DateOct 16, 2015
Property Address400 E MAIN ST, MILL CREEK, OK 74856-5602
Document Number00329/0519
Book / Page0329 / 0519
Instrument DateSep 24, 2015
Instrument2015-001981
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 E MAIN ST, MILL CREEK, OK 74856-5602

Mortgage

Document Number00329/0520
DateOct 16, 2015
Book Page0329/0520
Instrument2015-001982
Lender
NameLANDMARK BANK NA
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateOct 1, 2020
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change7.5%
Index1-Year CMT
Margin3
Max Rate11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Main St was $338 with a homeowner's exemption, up 23.4% from the year before.

Source: Johnston County assessment roll, as of March 3, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyJohnston County
MunicipalityMill Creek Town
Unified School DistrictMill Creek Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,143 (-) Land $504 Building $4,639$42,862 (-) Land $4,200 Building $38,662
2025$338.00 (+23.36%) Homeowner's exemption$5,143 (-3.33%) Land $504 Building $4,639$42,862 (-5.5%) Land $4,200 Building $38,662
2024$274.00 Homeowner's exemption$5,320 (+3.02%) Land $497 Building $4,823$45,359 (-15.46%) Land $4,200 Building $41,159
2023$274.00 (+4.18%) Homeowner's exemption$5,164 (+2.99%) Land $277 Building $4,887$53,655 (-) Land $2,310 Building $51,345
2022$263.00 Homeowner's exemption$5,014 Land $277 Building $4,737$53,655 Land $2,310 Building $51,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Main St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL CREEK
serves 310 people · EPA ID OK2003501
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		200 / 20
Atlink Services
Fixed Wireless		50 / 10

May also be available: Arbuckle Communications, AT&T, T-Mobile.

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