Morgan County property record for 400 E Lafayette St, Versailles, MO 65084
| Property Type | Single Family Home |
|---|---|
| Details | 1,654 sqft · built 2025 |
| Lot Size | 0.641 acres (27,923 sqft) |
| Owner | Individual Name on File |
| Last Sale | $578,151 (Apr 2025) |
| Tax Bill | $64 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-3.0-06-400-035-001.000 |
| Primary APN | 12-3.0-06-400-035-001.000 |
|---|
| Building Area | 1,654 sqft Living Area |
|---|---|
| Flooring | Vinyl/Resilient |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 27,923 sqft (0.641 acres) |
| Lot Dimensions | 128 ft deep x 219 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 302 E LAFAYETTE ST |
|---|---|
| City | VERSAILLES |
| State | MO |
| Zip | 65084-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 128 LOTS 112 & 113 BLK 65 WYAN & GALBRAITHS ADD TO VERSAILLES 219 X 127.5 IRR |
| Legal Range | 17 |
| Legal Township | 42 |
| Legal Section | 6 |
| Legal Subdivision | WYAN & GALBRAITHS ADD TO VERSAILLES |
| Legal Block | 65 |
| Legal Lot Number | 112 & |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | MOREAU |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 470300 |
400 E Lafayette St is owned and occupied by an individual who acquired it in August 2026.
Source: Morgan County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 E LAFAYETTE ST, VERSAILLES, MO 65084-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 14, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL |
| Jul 11, 2023 | Warranty Deed, Transfer INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC CAM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on File |
| Deed Sale | Apr 3, 2025 · Amount on File |
| Prior Sale | May 24, 2024 |
| Deed Document Number | 20251327 |
| Last Transfer Date | Aug 24, 2026 |
| Transfer Doc | 0000004328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Aug 24, 2026 |
| Property Address | 302 E LAFAYETTE ST, VERSAILLES, MO 65084-1200 |
| Document Number | 0000004328 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20264328 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 E LAFAYETTE ST, VERSAILLES, MO 65084-1200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Sep 14, 2026 |
| Property Address | 302 E LAFAYETTE ST, VERSAILLES, MO 65084-1200 |
| Document Number | 0000004697 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20264697 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 302 E LAFAYETTE ST, VERSAILLES, MO 65084-1200 |
| Document Number | 0000004697, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20264697 |
| Name | VILLAGE CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | May 1, 2055 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Jul 11, 2023 |
| Property Address | 400 E LAFAYETTE ST, VERSAILLES, MO 65084-1238 |
| Document Number | 0202302975 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 202302975 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC CAM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13268 CHURCH RD, VERSAILLES, MO 65084-4722 |
The 2025 property tax bill for 400 E Lafayette St was $64.
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Versailles City |
| Unified School District | Morgan County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,300 (+2,825.68%) Land $2,014 Building $41,286 | $227,900 Land $10,600 Building $217,300 | |
| 2025 | $64.00 | $1,480 | |
| 2024 | $7,800 Land $7,800 | ||
| 2023 | $58.00 | $1,310 | |
| 2022 | $58.00 | $6,900 Land $6,900 | |
| 2011 | $52.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 400 E Lafayette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 E Lafayette St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES PWS serves 2,539 people · EPA ID MO3010819 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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