400 E Front St, Apt 203, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 400 E Front St, Apt 203, Plainfield, NJ 07060

Property Summary

Property Type	Condominium
Details	1,120 sqft · built 2009
Lot Size	1.16 acres (50,556 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2021)
Tax Bill	$6,213 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00324-0000-00010-203-C0203`

Property Details

APN / Parcel Number

Primary APN	`12-00324-0000-00010-203-C0203`
Alternative APNs	`12003240000000100203 C0203` `03402000`

Interior

Units	67 Units
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	50,556 sqft
Lot Dimensions	186 ft deep x 61 ft wide

Location & Zoning

Account Number	03402000
Street Address	400 E FRONT ST, 203
City	PLAINFIELD
State	NJ
Zip	07060-1380
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TD
Legal Description	ADDITIONAL LOTS: MODEL TYPE B
Legal Subdivision	MONARCH/EAST FRONT STREET
Legal Block	324
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1000
Census Tract	39000

Owner

400 E Front St, Apt 203 is owned and occupied by an individual who bought it in November 2021.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	400 E FRONT ST, 203, PLAINFIELD, NJ 07060-1380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Nov 23, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Jul 16, 2010 · Amount on File
Deed Document Number	202111989
Deed Book / Page	6440 / 2481
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 14, 2026
Property Address	400 E FRONT ST, 203, PLAINFIELD, NJ 07060-1380
Document Number	0000091361
Book / Page	15787 / 2475
Instrument Date	Apr 1, 2026
Instrument	202691361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E FRONT ST, PLAINFIELD, NJ 07060-1379

Mortgage

Document Number	0000091361,
Date	Apr 14, 2026
Book Page	15787/2475
Instrument	202691361

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2051

Interest

Rate	6%
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 23, 2021
Property Address	400 E FRONT ST APT 203, 203, PLAINFIELD, NJ 07060-1380
Document Number	0064402481
Book / Page	6440 / 2481
Instrument Date	Sep 8, 2021
Instrument	11989
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 EVERGREEN AVE, 1026, PLAINFIELD, NJ 07060-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E FRONT ST APT 203, 203, PLAINFIELD, NJ 07060-1380

Mortgage

Document Number	0000025728
Date	Nov 23, 2021
Instrument	25728

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	400 E FRONT ST APT 203, 203, PLAINFIELD, NJ 07060-1380
Document Number	0143262110
Book / Page	014326 / 002110
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E FRONT ST #203 PLAINFIELD NJ 070601380, 203, PLAINFIELD, NJ 07060-1380

Mortgage

Document Number	0143262110
Date	Sep 5, 2017
Book Page	014326/002110
Instrument	645720

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Front St, Apt 203 was $6,213, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,600 (-) Land $3,800 Building $65,800	$69,600 (-) Land $3,800 Building $65,800
2025	$6,213.00 (+2.24%)	$69,600 Land $3,800 Building $65,800	$69,600 Land $3,800 Building $65,800
2024	$6,077.00
2023		$69,600 Land $3,800 Building $65,800	$69,600 Land $3,800 Building $65,800
2022	$5,887.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 E Front St, Apt 203 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	15 (1980–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Front St, Apt 203 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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