400 E Franklin St, Apt 204, Eldridge, IA 52748 Property Records

Scott County property record for 400 E Franklin St, Apt 204, Eldridge, IA 52748

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,217 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2026)
Tax Bill	$2,440 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931153501204`

Property Details

APN / Parcel Number

Primary APN	`931153501204`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	8 Units
Stories	1 Story
Building Area	1,217 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	287 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	400 E FRANKLIN ST, 204
City	ELDRIDGE
State	IA
Zip	52748-1752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMILY ACRES 4TH ADDITION CONDOS LOT: 204 BLOCK: 400
Legal Subdivision	EMILY ACRES 4TH ADD CONDOS
Legal Block	400
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E FRANKLIN ST, 204, ELDRIDGE, IA 52748-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Jan 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DUTRAC COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Deed Document Number	202613143
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 19, 2026
Property Address	400 E FRANKLIN ST, 204, ELDRIDGE, IA 52748-1752
Document Number	0000013143
Instrument Date	Jun 10, 2026
Instrument	202613143
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E FRANKLIN ST, 204, ELDRIDGE, IA 52748-1752

Mortgage

Document Number	0000013144,
Date	Jun 19, 2026
Instrument	202613144

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	400 E FRANKLIN ST APT 204, 204, ELDRIDGE, IA 52748-1752
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000001622
Date	Jan 16, 2020
Instrument	20202000001622

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	400 E FRANKLIN ST APT 204, 204, ELDRIDGE, IA 52748-1752
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002996
Date	Feb 6, 2019
Instrument	201900002996

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,440.00	$216,000 (-) Land $34,000 Building $182,000	$216,000 (-) Land $34,000 Building $182,000
2025	$2,440.00 (+7.11%) Homeowner's exemption	$216,000 (+14.95%) Land $34,000 Building $182,000	$216,000 (+14.95%) Land $34,000 Building $182,000
2024	$2,278.00 (-1.98%)
2023		$187,900 Land $28,300 Building $159,600	$187,900 Land $28,300 Building $159,600
2022	$2,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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