400 E Centennial Dr, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 400 E Centennial Dr, Oak Creek, WI 53154

Property Summary

Property TypeCommercial
Lot Size3.19 acres (139,044 sqft)
OwnerCompany Name on Record
Tax Bill$118,499 (2024)
Deeds & MortgagesApr 2023 Construction Loan
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN860-9028-001

Property Details

APN / Parcel Number

Primary APN860-9028-001
Alternative APN
  • 108609028001

Exterior

Lot Area139,044 sqft

Location & Zoning

Account Number108609028001
Street Address400 E CENTENNIAL DR
CityOAK CREEK
StateWI
Zip53154-8612
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRESIDENTIA
Legal DescriptionCSM NO 6766 PARCEL 3 EXC 1323.75 FT S & 1332.70 FT E OF NW COR SEC 21-5-22 TH N 0.66 FT E 32.41 FT S 53.67 FT NWLY 38.11 FT ON CURV, TH N 32.44 FT TO POC (3.160 ACS)
Legal Range22E
Legal Township05N
Legal Section21
JurisdictionMILWAUKEE WI
Township / Civil DivisionOAK CREEK
Census Block Group1
Census Block1009
Census Tract160202

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5300 S 108TH ST, 1, HALES CORNERS, WI 53130-1368
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Construction Mortgage
WATERSTONE BANK SSB
Jun 2, 2020Deed of Trust, Mortgage · Commercial Mortgage
WATERSTONE BANK SSB

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address400 E CENTENNIAL DR, OAK CREEK, WI 53154-8612
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011327790
DateApr 4, 2023
Instrument11327790
Lender
NameWATERSTONE BANK SSB
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address400 E CENTENNIAL DR, OAK CREEK, WI 53154-8612
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010983317
DateJun 2, 2020
Instrument10983317
Lender
NameWATERSTONE BANK SSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityOak Creek City
Unified School DistrictOak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,294,400 (+5.1%) Land $926,400 Building $6,368,000$7,578,600 (+6.52%)
2024$118,499.00 (-3.04%)$6,940,200 (+10.59%) Land $882,700 Building $6,057,500$7,114,500 (+7.4%)
2022$122,219.00$6,275,600 Land $843,900 Building $5,431,700$6,624,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK CREEK WATERWORKS
serves 32,104 people · EPA ID WI2410172
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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