Bay County property record for 400 E 2nd St, Lynn Haven, FL 32444 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,568 sqft · built 1950 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Dec 1991) |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 08840-000-000 |
| Primary APN | 08840-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 1,694 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 195 ft deep x 57 ft wide |
| Porch | Porch |
| Porch Area | 126 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 400 E 2ND ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY PARK MANOR LOT 1 BLK A MAP 102B4 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | BAY PARK MANOR |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1402 |
Source: Bay County records · APN 08840-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 E 2ND ST, LYNN HAVEN, FL 32444-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 1991 · Amount on Record |
| Deed Sale | Dec 02, 1991 · Amount on Record |
| Deed Document Number | 0013471627 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 400 E 2ND ST, LYNN HAVEN, FL 32444-1402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 400 E 2ND ST, LYNN HAVEN, FL 32444-1402 |
| Document Number | 0047210547 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 4721/547 |
| Instrument | 2023052041 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (-0.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $113,149 (+5.99%) | $370,175 (+15.15%) Land $265,324 Building $104,851 |
| 2023 | $1,003.00 (+11.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $106,757 (+3%) | $321,478 (+43.78%) Land $251,657 Building $69,821 |
| 2022 | $902.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $103,648 | $223,592 Land $160,056 Building $63,536 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 121 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 88 (1995–2021) |
| Claims Outside the SFHA | 40 of 88 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 1,000 / 75 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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