400 E 28th St, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 400 E 28th St, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,318 sqft · built 1956
Lot Size	0.304 acres (13,247 sqft)
Owner	Individual Name on Record
Tax Bill	$8,631 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-28-131-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-28-131-012-000`
Alternative APN	`36717`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,318 sqft Finished Area
1st Floor Area	1,386 sqft
Upper Floors Area	1,932 sqft
Basement Area	1,344 sqft
Finished Basement	1,142 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,247 sqft (0.304 acres)
Lot Dimensions	150 ft deep x 88.3 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	612 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	36717
Street Address	400 E 28TH ST
City	SIOUX FALLS
State	SD
Zip	57105-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 VAC ALLEY & W40.9` LOT 9 & ALL 10 BLOCK 4 HUNTER`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	HUNTER`S ADDN
Legal Block	4
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2018
Census Tract	1600

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E 28TH ST, SIOUX FALLS, SD 57105-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO
Jan 18, 2022	Deed of Trust, Mortgage AMERICAN BANK & TRUST
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2024
Transfer Doc	0625000619
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	400 E 28TH ST, SIOUX FALLS, SD 57105-3039
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 28TH ST, SIOUX FALLS, SD 57105-3039

Mortgage

Document Number	MTG1971/968
Date	Jul 10, 2023
Book Page	MTG 1971/968

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	400 E 28TH ST, SIOUX FALLS, SD 57105-3039
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E 10TH ST 200, 200, SIOUX FALLS, SD 57104-6371

Mortgage

Document Number	1944MTG/585
Date	Jan 18, 2022
Book Page	1944 MTG/585

Lender

Name	AMERICAN BANK & TRUST
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 28, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	400 E 28TH ST, SIOUX FALLS, SD 57105-3039
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1844MTG/852
Date	Aug 3, 2018
Book Page	1844 MTG/852

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,409 (+12.39%) Land $65,175 Building $662,234	$727,409 Land $65,175 Building $662,234
2025	$8,631.00	$647,200 (+9.81%) Land $65,900 Building $581,300
2024	$8,631.00 (+52.25%)	$589,400 (+55.35%) Land $65,900 Building $523,500
2022	$5,669.00	$379,400 Land $57,100 Building $322,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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