Passaic County and Paterson City property record for 400 E 28th St, Paterson, NJ 07514
| Property Type | Single Family Home |
|---|---|
| Details | 3,099 sqft · built 1908 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (May 2023) |
| Tax Bill | $15,882 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03310-0000-00004 |
| Primary APN | 08-03310-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,099 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 08E0629000000025 |
|---|---|
| Street Address | 400 E 28TH ST |
| City | PATERSON |
| State | NJ |
| Zip | 07514-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3310 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 181200 |
Source: Passaic County and Paterson City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 E 28TH ST, PATERSON, NJ 07514-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 16, 2023 | Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | Jan 6, 2012 · Amount on Record |
| Deed Document Number | 202316048 |
| Deed Book / Page | 4524 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 400 E 28TH ST, PATERSON, NJ 07514-2055 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 400 E 28TH ST, PATERSON, NJ 07514-2055 |
| Document Number | 0000004191 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | M19780/74 |
| Instrument | 2026004191 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 16, 2023 |
| Property Address | 400 E 28TH ST, PATERSON, NJ 07514-2055 |
| Document Number | 0000016048 |
| Book / Page | D4524 / 18 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023016048 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933 |
| Name | Verified Name |
|---|---|
| Address | 400 E 28TH ST, PATERSON, NJ 07514-2055 |
| Document Number | 0000016049 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023016049 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676,800 (+127.34%) Land $138,000 Building $538,800 | $676,800 (+127.34%) Land $138,000 Building $538,800 | |
| 2025 | $15,882.00 (+4.71%) | $297,700 (-) Land $33,500 Building $264,200 | $297,700 (-) Land $33,500 Building $264,200 |
| 2024 | $15,168.00 (+9.76%) | ||
| 2023 | $297,700 Land $33,500 Building $264,200 | $297,700 Land $33,500 Building $264,200 | |
| 2022 | $13,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 914 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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