400 E 21st St, Kannapolis, NC 28083 Property Records

Rowan County property record for 400 E 21st St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,184 sqft · built 1950
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Tax Bill	$2,120 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161 121`

Property Details

APN / Parcel Number

Primary APN	`161 121`
Alternative APN	`6295856`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	15.2 ft deep x 9.2 ft wide
Porch	Porch
Porch Area	56 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6295856
Old Parcel Number	161 121
Street Address	400 E 21ST ST
City	KANNAPOLIS
State	NC
Zip	28083-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L38-40
Legal Subdivision	RODGERS PARK SEC 01
Legal Lot Number	38
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	2
Census Block	2041
Census Tract	51400

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E 21ST ST, KANNAPOLIS, NC 28083-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 29, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021
Deed Sale	Dec 29, 2021
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	0001391974
Deed Book / Page	1391 / 974
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	400 E 21ST ST, KANNAPOLIS, NC 28083-2606
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	NOT AVAILABLE, BNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 21ST ST, KANNAPOLIS, NC 28083-2606

Mortgage

Document Number	0014380225
Date	Mar 6, 2024
Book Page	1438/225

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 27, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 29, 2021
Property Address	400 E 21ST ST, KANNAPOLIS, NC 28083-2606
Document Number	0013910974
Book / Page	1391 / 974
Map Reference	MB 9995 PG 366
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1201, HUNTERSVILLE, NC 28070-1201

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001391975
Date	Dec 29, 2021
Instrument	1391/975

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 12, 2019
Property Address	400 E 21ST ST, KANNAPOLIS, NC 28083-2606
Document Number	0013260015
Book / Page	001326 / 000015
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$213.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1201 HUNTERSVILLE NC 280701201, HUNTERSVILLE, NC 28070-1201

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,120.00	$175,207 Land $28,152 Building $147,055	$175,207 Land $28,152 Building $147,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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