400 E 1st St, Cherryville, NC 28021 Property Records

Gaston County property record for 400 E 1st St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1960
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2025)
Tax Bill	$1,244 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`205178`

Property Details

APN / Parcel Number

Primary APN	`205178`
Alternative APN	`1664479`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,536 sqft Heated Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 E 1ST ST
City	CHERRYVILLE
State	NC
Zip	28021-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	06 004 014 00 000
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2052
Census Tract	30601

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E 1ST ST, CHERRYVILLE, NC 28021-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Aug 10, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Aug 14, 2001 · Amount on Record
Deed Book / Page	5582 / 2084
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0053562278
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 3, 2025
Property Address	400 E 1ST ST, CHERRYVILLE, NC 28021-2925
Document Number	0055822084
Book / Page	5582 / 2084
Instrument Date	Aug 27, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 HALLMAN BRANCH LN, LINCOLNTON, NC 28092-9599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 1ST ST, CHERRYVILLE, NC 28021-2925

Mortgage

Document Number	0055822087
Date	Sep 3, 2025
Instrument	5582/2087

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Aug 10, 2022
Property Address	400 E 1ST ST, CHERRYVILLE, NC 28021-2925
Document Number	0053562278
Book / Page	5356 / 2278
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 S MAIN ST, RUTHERFORDTON, NC 28139-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 1ST ST, CHERRYVILLE, NC 28021-2925

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,244.00 (+264.81%)	$115,380 (+264.55%) Land $10,000 Building $105,380
2025	$341.00 (-0.87%)	$31,650 (-) Land $9,800 Building $21,850
2023	$344.00	$31,650 Land $9,800 Building $21,850
2021			$21,490 Land $6,530 Building $14,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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