400 E 18th St, #3, Lynn Haven, FL 32444 Property Records

Bay County property record for 400 E 18th St, #3, Lynn Haven, FL 32444 · Last verified April 2026

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 910 sqft · built 1984
Lot Size	0.162 acres (7,056 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Mar 2020)
Tax Bill	$416 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11662-020-000`

Property Details

APN / Parcel Number

Primary APN	`11662-020-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	1,095 sqft
1st Floor Area	910 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	7,056 sqft (0.162 acres)
Lot Dimensions	50 ft deep x 77 ft wide
Porch	Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 E 18TH ST, 3
City	LYNN HAVEN
State	FL
Zip	32444-4310
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SOUTH SIDE (5.03) 103B1 THE S 50 LOTS 4 & 5 AND E 14 OF THE W 24 LOT 4, AND N 20 OF 14 & 15 BLK 4 ORB 4230 P 149
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	SOUTH SIDE
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2035
Census Tract	1301

Owner

Source: Bay County records · APN 11662-020-000

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 E 18TH ST, LYNN HAVEN, FL 32444-4307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2020	Warranty Deed, Transfer · Conventional Mortgage PANHANDLE EDUCATORS FCU
Mar 06, 2020	Quit Claim Deed, Transfer DEFENDER TITLE AND ESCROW AGENCY L, DEFENDER TITLE & ESCROW AGCY L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2020 · Amount on Record
Deed Sale	Mar 06, 2020 · Amount on Record
Deed Document Number	202017394
Deed Book / Page	4230 / 149
Prior Transfer Date	Mar 05, 2020
Prior Transfer Doc	0042300145
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 06, 2020
Property Address	400 E 18TH ST LOT 3, 3, LYNN HAVEN, FL 32444-3861
Document Number	0042300149
Book / Page	4230 / 149
Map Reference	MB 3 PG 7
Instrument Date	Mar 05, 2020
Instrument	2020017394
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	DEFENDER T&E AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 ILLINOIS AVE, 1419, LYNN HAVEN, FL 32444-3847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 18TH ST, LYNN HAVEN, FL 32444-3800

Mortgage

Document Number	0042300151
Date	Mar 06, 2020
Instrument	4230/0151

Lender

Name	PANHANDLE EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 05, 2030

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 06, 2020
Property Address	400 E 18TH ST LOT 3, 3, LYNN HAVEN, FL 32444-3861
Document Number	0042300145
Book / Page	004230 / 000145
Instrument Date	Mar 05, 2020
Instrument	17392
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	DEFENDER TITLE AND ESCROW AGENCY L, DEFENDER TITLE & ESCROW AGCY L

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 ILLINOIS AVE LYNN HAVEN FL 324443847, LYNN HAVEN, FL 32444-3847

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (-17.62%)	$27,697 (-2.21%) Land $27,697	$27,697 (-2.21%) Land $27,697
2024	$505.00 (+0.8%)
2023	$501.00 (+8.44%)	$28,324 (+5.1%) Land $28,324	$28,324 (+5.1%) Land $28,324
2022	$462.00	$26,950 Land $26,950	$26,950 Land $26,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 325 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 516 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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