400 E 10th St, Atlantic, IA 50022 Property Records

Cass County property record for 400 E 10th St, Atlantic, IA 50022

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 992 sqft · built 1960
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,734 (2026)
Deeds & MortgagesMay 2014 Mortgage
Sep 2016 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN300005625001000

Property Details

APN / Parcel Number

Primary APN300005625001000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft
Basement Area992 sqft
Finished Basement960 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions50 ft deep x 140 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area137 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address400 E 10TH ST
CityATLANTIC
StateIA
Zip50022-2128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 123
Legal SubdivisionORIGINAL TOWN - ATLANTIC
Legal Block123
Legal Lot Number7
JurisdictionCASS IA
Township / Civil DivisionGROVE
Census Block Group1
Census Block1091
Census Tract190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 E 10TH ST, ATLANTIC, IA 50022-2128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2014Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB
Sep 19, 2016Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB
May 20, 2009Deed of Trust, Mortgage · FHA Mortgage
TIERONE BANK
Jan 4, 2022Warranty Deed, Transfer · Conventional Mortgage
ROLLING HILLS BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS IA
Property Address400 E 10TH ST, ATLANTIC, IA 50022-2128
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02014/0868
DateMay 22, 2014
Book Page2014/0868
Instrument2014-0868
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2034

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS IA
Property Address400 E 10TH ST, ATLANTIC, IA 50022-2128
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02016/1699
DateSep 19, 2016
Book Page2016/1699
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2031

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS IA
Property Address400 E 10TH ST, ATLANTIC, IA 50022-2128
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02009/0908
DateMay 20, 2009
Book Page2009/0908
Instrument02009_00908
Lender
NameTIERONE BANK
TypeBank
AddressLINCOLN, NE 68508
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2039

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS IA
Recording DateJan 4, 2022
Property Address400 E 10TH ST, ATLANTIC, IA 50022-2128
Document Number0002022/21
Book / Page2022 / 21
Instrument DateDec 21, 2021
Instrument2022-21
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E 10TH ST, ATLANTIC, IA 50022-2128

Mortgage

Document Number0000202223
DateJan 4, 2022
Instrument2022/23
Lender
NameROLLING HILLS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term62 Months
DueMar 3, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCass County
MunicipalityAtlantic City
Unified School DistrictAtlantic Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,734.00$100,870 (-) Land $9,100 Building $91,770$100,870 (-) Land $9,100 Building $91,770
2025$1,734.00 (+9.89%)$100,870 (+14.98%) Land $9,100 Building $91,770$100,870 (+14.98%) Land $9,100 Building $91,770
2024$1,578.00 (-11.45%)
2023$87,730 Land $9,100 Building $78,630$87,730 Land $9,100 Building $78,630
2022$1,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC MUNICIPAL UTILITIES
serves 7,252 people · EPA ID IA1509074
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massena Telephone Company, Verizon, Western Iowa Wireless.

Nearby Properties on E 10th St

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