400 Duchess Dr, Bismarck, ND 58501 Property Records

Burleigh County property record for 400 Duchess Dr, Bismarck, ND 58501

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,431 sqft · built 2007
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$639,900 (Sep 2020)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-138-79-09-05-060`

Property Details

APN / Parcel Number

Primary APN	`39-138-79-09-05-060`

Interior

Bedrooms	5 Beds
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
1st Floor Area	2,431 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Porch	Slab
Porch Area	40 sqft
Deck Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	400 DUCHESS DR
City	BISMARCK
State	ND
Zip	58501-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE MEADOWS SECOND BLOCK 05 LOT 6 682226
Legal Subdivision	APPLE MEADOWS SECOND SUBDIVISION
Legal Block	5
Legal Lot Number	6
Jurisdiction	BURLEIGH ND
Township / Civil Division	APPLE CREEK
Census Block Group	3
Census Block	3023
Census Tract	11300

Owner

400 Duchess Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: Burleigh County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 DUCHESS DR, BISMARCK, ND 58501-8667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL CREDIT UNION
Oct 20, 2021	Intrafamily Transfer, Transfer QUALITY TITLE INC
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit DAKOTA COMMUNITY BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Dec 3, 2007 · Amount on File
Deed Document Number	2020908214
Last Transfer Date	Oct 19, 2021
Transfer Doc	933115
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Recording Date	May 6, 2026
Property Address	400 DUCHESS DR, BISMARCK, ND 58501-8667
Document Number	0000990263
Instrument Date	May 1, 2026
Instrument	2026990263
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DUCHESS DR, BISMARCK, ND 58501-8667

Mortgage

Document Number	0000990263,
Date	May 6, 2026
Instrument	2026990263

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2041

Interest

Rate	5.77%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURLEIGH ND
Recording Date	Oct 20, 2021
Property Address	400 DUCHESS DR, BISMARCK, ND 58501-8667
Document Number	933115
Instrument Date	Oct 19, 2021
Instrument	933115
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	QUALITY TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 DUCHESS DR, BISMARCK, ND 58501-8667

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	400 DUCHESS DR, BISMARCK, ND 58501-8667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	898338
Date	Mar 18, 2020
Instrument	898338

Lender

Name	DAKOTA COMMUNITY BANK NA
Type	Bank
Address	MANDAN, ND 58554

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 18, 2021

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	400 DUCHESS DR, BISMARCK, ND 58501-8667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	908577
Date	Sep 10, 2020
Instrument	908577

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Sep 3, 2020
Property Address	400 DUCHESS DR, BISMARCK, ND 58501-8667
Document Number	908214
Instrument Date	Sep 3, 2020
Instrument	908214
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	QUALITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DUCNESS DR, BISMARCK, ND 58501-8667

Mortgage

Document Number	908215
Date	Sep 3, 2020
Instrument	908215

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 Duchess Dr was $2,825.

Source: Burleigh County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
County Subdivision	Apple Creek Township
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,825.00	$341,500	$683,000
2023	$4,755.00	$307,500	$615,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Duchess Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2009)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2009 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Duchess Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 55% of North Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL RWD NORTH BURLEIGH private · serves 10,400 people · EPA ID ND0801502
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Also Mapped Here	SOUTH CENTRAL REGIONAL WATER DISTRICT, SOUTH CENTRAL RWD-EMMONS
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: BEK Communications Cooperative.

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