400 Douglas St E, Swaledale, IA 50477 Property Records

Cerro Gordo County property record for 400 Douglas St E, Swaledale, IA 50477

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,924 sqft · built 1875
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2024)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`141012600100`

Property Details

APN / Parcel Number

Primary APN	`141012600100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	780 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	366 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	400 DOUGLAS ST E
City	SWALEDALE
State	IA
Zip	50477-8871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L'S 1-2 BLK 20 SWALEDALE
Legal Range	21W
Legal Township	94N
Legal Section	10
Legal Subdivision	WALEDALE
Legal Block	20
Legal Lot Number	1,2
Jurisdiction	CERRO GORDO IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	2
Census Block	2204
Census Tract	951000

Owner

Source: Cerro Gordo County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	400 DOUGLAS ST E, SWALEDALE, IA 50477-8871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Oct 9, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Deed Document Number	20244914
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Recording Date	May 19, 2026
Property Address	400 DOUGLAS ST E, SWALEDALE, IA 50477-8871
Document Number	0000002515
Instrument Date	May 11, 2026
Instrument	20262515
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DOUGLAS ST E, SWALEDALE, IA 50477-8871

Mortgage

Document Number	0000002515,
Date	May 19, 2026
Instrument	20262515

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2046

Interest

Rate	6.37%
Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Oct 9, 2024
Property Address	400 DOUGLAS ST E, SWALEDALE, IA 50477-8871
Document Number	02024/4914
Book / Page	2024 / 4914
Instrument Date	Oct 4, 2024
Instrument	2024-4914
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Tax	$71.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DOUGLAS ST E, SWALEDALE, IA 50477-8871

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Swaledale City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00	$117,580 (+7.94%) Land $7,220 Building $110,360	$117,580 (+7.94%) Land $7,220 Building $110,360
2024	$1,958.00 (+44.18%)
2023		$108,930 (+36.57%) Land $7,220 Building $101,710	$108,930 (+36.57%) Land $7,220 Building $101,710
2022	$1,358.00 Homeowner's exemption	$79,760 Land $4,820 Building $74,940	$79,760 Land $4,820 Building $74,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWALEDALE WATER SUPPLY serves 144 people · EPA ID IA1778008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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