Black Hawk County property record for 400 Douglas Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,697 sqft · built 2015 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $661,500 (Nov 2024) |
| Tax Bill | $9,746 (2025) |
| Deeds & Mortgages | Nov 2024 Sale Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-34-302-021 |
| Primary APN | 8912-34-302-021 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,697 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 1,140 sqft |
| Finished Basement | 675 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,486 sqft (0.631 acres) |
| Garage Type | Attached |
| Garage Area | 1,091 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 423 sqft |
| Deck Area | Deck Area |
| Patio Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 400 DOUGLAS RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUFF SECOND SUBDIVISION LOT 1 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | HUFF SECOND SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | EAST WATERLOO |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 2700 |
400 Douglas Rd is owner-occupied and held in a trust since November 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 400 DOUGLAS RD, WATERLOO, IA 50703-9384 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2024 | Warranty Deed, Transfer |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Document Number | 202423764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 22, 2024 |
| Property Address | 400 DOUGLAS RD, WATERLOO, IA 50703-9384 |
| Document Number | 0202423764 |
| Instrument Date | Nov 14, 2024 |
| Instrument | 2024-23764 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,057.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 DOUGLAS RD, WATERLOO, IA 50703-9384 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 400 DOUGLAS RD, WATERLOO, IA 50703-9384 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100019264 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 202100019264 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 400 Douglas Rd was $9,746 with a homeowner's exemption, up 18.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Elk Run Heights City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,746.00 (+18.56%) Homeowner's exemption | $661,980 Land $31,550 Building $630,430 | $661,980 Land $31,550 Building $630,430 |
| 2024 | $8,220.00 | ||
| 2023 | $505,230 (+35.61%) Land $31,550 Building $473,680 | $505,230 Land $31,550 Building $473,680 | |
| 2022 | $6,096.00 Homeowner's exemption | $372,560 Land $31,550 Building $341,010 | |
| 2021 | $372,560 Land $31,550 Building $341,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Douglas Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1993–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Douglas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSDALE WATER WORKS serves 4,561 people · EPA ID IA0723027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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