400 Cullen Rd, Oxford, MS 38655 Property Records

Lafayette County property record for 400 Cullen Rd, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,260 sqft · built 2003
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on Record
Tax Bill$7,009 (2025)
Deeds & MortgagesMar 2017 Construction Loan
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN135E-16-016.00

Property Details

APN / Parcel Number

Primary APN135E-16-016.00
Alternative APNs
  • 086G-16-003-A
  • 5041

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area4,260 sqft Living Area
1st Floor Area3,891 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialOther
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
Utility Building128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number5041
Street Address400 CULLEN RD
CityOXFORD
StateMS
Zip38655-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S1/2 SE1/4 SW1/4 PREV APN: 086G-16-003-A
Legal Range03W
Legal Township08S
Legal Section16
Legal SubdivisionISOM HILL SUB
JurisdictionLAFAYETTE MS
Township / Civil Division2
Census Block Group1
Census Block1002
Census Tract950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address400 CULLEN RD, OXFORD, MS 38655-2240
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2017Deed of Trust, Mortgage · Construction Mortgage
FNB OXFORD BANK
Jan 23, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2019
Deed SaleJan 23, 2019
Deed Document Number2019531
Last Transfer DateFeb 1, 2024
Transfer Doc0000000701
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address400 CULLEN RD, OXFORD, MS 38655-2240
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201701774
DateMar 6, 2017
Instrument201701774
Lender
NameFNB OXFORD BANK
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 1, 2018

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateJan 23, 2019
Property Address400 CULLEN RD, OXFORD, MS 38655-2240
Document Number0201900531
Instrument DateJan 22, 2019
Instrument201900531
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 THISTLE LN, 205, OXFORD, MS 38655-2794

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address112 WESTMINSTER DR, OXFORD, MS 38655-6099

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,009.00 (+5.24%) Senior Citizen's exemption$77,597 (+27.83%)$775,970 (+27.83%) Land $110,000 Building $665,970
2023$6,660.00 Senior Citizen's exemption$60,703$607,030 Land $110,000 Building $497,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 50% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Cullen Rd

Nearby Streets

Search Property Records by Address or Parcel Number