400 Creed St, Struthers, OH 44471 Property Records

Mahoning County property record for 400 Creed St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1918
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Dec 2021)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-017-0-238.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-017-0-238.00-0`
Alternative APN	`00015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	96 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	400 CREED ST
City	STRUTHERS
State	OH
Zip	44471-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4091 40 X 145 CREED
Legal Subdivision	CREED
Legal Lot Number	4091
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	5
Census Block	5006
Census Tract	810700

Owner

Source: Mahoning County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 CREED ST, STRUTHERS, OH 44471-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Transfer on Death Deed, Transfer
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Sep 27, 2004 · Amount on Record
Deed Document Number	202136070
Deed Book / Page	6493 / 2276
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 19, 2026
Property Address	400 CREED ST, STRUTHERS, OH 44471-1246
Document Number	06728/1189
Book / Page	6728 / 1189
Map Reference	VOL 19 PG 13
Instrument Date	Mar 18, 2026
Instrument	202600005210
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 CREED ST, STRUTHERS, OH 44471-1246

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	400 CREED ST, STRUTHERS, OH 44471-1246
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CREED ST, STRUTHERS, OH 44471-1246

Mortgage

Document Number	06707/1968
Date	Oct 30, 2025
Book Page	6707/1968
Instrument	202500023495

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 29, 2021
Property Address	400 CREED ST, STRUTHERS, OH 44471-1246
Document Number	06493/2276
Book / Page	6493 / 2276
Map Reference	VOL 19 PG 13
Instrument Date	Dec 29, 2021
Instrument	202100036070
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CREED ST, STRUTHERS, OH 44471-1246

Mortgage

Document Number	202100036071
Date	Dec 29, 2021
Instrument	202100036071

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00	$33,480 (-) Land $2,770 Building $30,710	$95,650 (-) Land $7,920 Building $87,730
2024	$1,394.00 (+1.75%)	$33,480 (-) Land $2,770 Building $30,710
2023	$1,370.00 (+51.05%)	$33,480 (+99.64%) Land $2,770 Building $30,710	$95,650 (+99.73%) Land $7,920 Building $87,730
2022	$907.00	$16,770 Land $2,840 Building $13,930	$47,890 Land $8,100 Building $39,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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