400 Couch St, Alton, MO 65606 Property Records

Oregon County property record for 400 Couch St, Alton, MO 65606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,534 sqft · built 1935
Lot Size0.276 acres (12,023 sqft)
OwnerIndividual Name on Record
Last Sale$170,077 (Jun 2026)
Tax Bill$298 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
May 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-8.0-33-4-025-0001.00000

Property Details

APN / Parcel Number

Primary APN12-8.0-33-4-025-0001.00000
Alternative APN
  • 0306220000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
Basement Area1,151 sqft
Finished Basement962 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,023 sqft (0.276 acres)
PorchSlab
Porch Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number0306220000
Street Address400 COUCH ST
CityALTON
StateMO
Zip65606-6113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB 576 P 634 CA LOT 1 BLK 22
Legal Range04
Legal Township24
Legal Section33
Legal SubdivisionORIGINAL TOWN OF ALTON
Legal Block22
Legal Lot Number1
JurisdictionOREGON MO
Township / Civil DivisionPINEY
Census Block Group1
Census Block1034
Census Tract480100

Owner

Source: Oregon County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 COUCH ST, ALTON, MO 65606-6113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORPORATION
May 10, 2021Deed of Trust, Mortgage · Line of Credit
ALTON BANK
Sep 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST MORTGAGE ASSOCIATES CORP
Jul 1, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2026 · Amount on Record
Deed SaleJun 9, 2026 · Amount on Record
Prior SaleSep 3, 2025 · Amount on Record
Deed Document Number2026747
Deed Book / Page593 / 725
Prior Transfer DateJun 25, 2024
Prior Transfer Doc000576/534
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOREGON MO
Recording DateJun 9, 2026
Property Address400 COUCH ST, ALTON, MO 65606-6113
Document Number0000000747
Book / Page593 / 725
Instrument DateJun 8, 2026
Instrument2026747
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 COUCH ST, ALTON, MO 65606-6113

Mortgage

Document Number0000000748,
DateJun 9, 2026
Book Page593/727
Instrument2026748
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOREGON MO
Property Address400 COUCH ST, ALTON, MO 65606-6113
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 582, ALTON, MO 65606-0582

Mortgage

Document Number000543/920
DateMay 10, 2021
Book Page543/920
Instrument20210740
Lender
NameALTON BANK
TypeBank
AddressALTON, MO 65606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term62 Months
DueJul 4, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOREGON MO
Property Address400 COUCH ST, ALTON, MO 65606-6113
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2884 MO 142, THAYER, MO 65791-9491

Mortgage

Document Number000586/621
DateSep 3, 2025
Book Page586/621
Instrument20251089
Lender
NameMIDWEST MORTGAGE ASSOCIATES CORP
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOREGON MO
Recording DateJul 1, 2024
Property Address400 COUCH ST, ALTON, MO 65606-6113
Document Number000576/534
Book / Page576 / 534
Instrument DateJun 25, 2024
Instrument20240911
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address2541 SE WINCHESTER DR, LEES SUMMIT, MO 64063-1087

Tax Assessment & Valuation

Source: Oregon County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAlton City
CountyOregon County
Unified School DistrictAlton R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$298.00$7,355 (+9.29%) Land $846 Building $6,509$38,710 (+9.29%) Land $4,450 Building $34,260
2023$6,730 Land $846 Building $5,884$35,420 Land $4,450 Building $30,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims36 (1978–2019)
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 52% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTON PWS
serves 1,000 people · EPA ID MO4010012
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Current High Speed
Fiber · Fixed Wireless
2,500 / 1,000
Brightspeed
Fiber
2,000 / 2,000

Nearby Properties on Couch St

Nearby Streets

Search Property Records by Address or Parcel Number