400 Cottonwood Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 400 Cottonwood Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,602 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2011)
Tax Bill	$3,313 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-044-027-000`

Property Details

APN / Parcel Number

Primary APN	`055-044-027-000`
Alternative APNs	`0554427000` `0554427`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,602 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 COTTONWOOD DR
City	MODESTO
State	CA
Zip	95356-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOOD ESTATES #6 BLOCK 13068 LOT 10
Legal Subdivision	GREENWOOD ESTATES #6
Legal Block	13068
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4007
Census Tract	506

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 COTTONWOOD DR, MODESTO, CA 95356-1342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2011 · Amount on Record
Deed Sale	Nov 17, 2011 · Amount on Record
Prior Sale	Apr 8, 2009
Deed Document Number	201194919
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	0000033641
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	400 COTTONWOOD DR, MODESTO, CA 95356-1342
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COTTONWOOD DR, MODESTO, CA 95356-1342

Mortgage

Document Number	0000061888
Date	Jun 29, 2021
Instrument	2021-0061888

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	400 COTTONWOOD DR, MODESTO, CA 95356-1342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COTTONWOOD DR, MODESTO, CA 95356-1342

Mortgage

Document Number	0000101098
Date	Dec 8, 2020
Instrument	2020-0101098

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,313.00 (+1.59%)	$301,063 (+2%) Land $64,051 Building $237,012
2025	$3,261.00 (+3.82%)	$295,161 (+4.04%) Land $62,796 Building $232,365
2023	$3,141.00 (+4.21%)	$283,701 Land $60,358 Building $223,343
2022	$3,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ezWave, Verizon.

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