400 Cornell St, Bay City, MI 48708 Property Records

Bay County property record for 400 Cornell St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,071 sqft · built 1899
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on Record
Last Sale	$31,000 (Aug 2021)
Tax Bill	$2,664 (2026)
Deeds & Mortgages	Aug 2021 Sale Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`160-027-231-009-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-231-009-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Porch	Porch
Porch Area	382 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal

Location & Zoning

Street Address	400 CORNELL ST
City	BAY CITY
State	MI
Zip	48708-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 12 BLK 15 GREEN AVE ADD & W 1/2 VAC ALLEY ADJ THRT
Legal Subdivision	GREEN AVE ADD
Legal Block	15
Legal Lot Number	12
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2032
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3375, TORRANCE, CA 90510-3375
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer
Jun 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	202113776
Last Transfer Date	May 24, 2024
Transfer Doc	0000006505
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 9, 2021
Property Address	400 CORNELL ST, BAY CITY, MI 48708-6923
Document Number	0000013776
Instrument Date	Aug 9, 2021
Instrument	202113776
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Tax	$266.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 CORNELL ST, 400, BAY CITY, MI 48708-6923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3375, TORRANCE, CA 90510-3375

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 10, 2021
Property Address	400 CORNELL ST, BAY CITY, MI 48708-6923
Document Number	202110347
Map Reference	LB 3 PG 46
Instrument Date	Jun 4, 2021
Instrument	202110347
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 BORTON AVE, ESSEXVILLE, MI 48732-1503

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,664.00 (+47.26%)	$46,350 (+40.67%)	$92,700 (+40.67%)
2023		$32,950	$65,900
2022	$1,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 1997 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Air Advantage, Verizon.

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