Middlesex County and Middlesex Borough property record for 400 Cook Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2022) |
| Tax Bill | $9,777 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00197-0000-00044-01 |
| Primary APN | 10-00197-0000-00044-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 400 COOK AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 50X100 45-47-A |
| Legal Block | 197 |
| Legal Lot Number | 44.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Aug 8, 2022 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 7, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 20, 2017 | Grant Deed, Transfer · VA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 202271171 |
| Deed Book / Page | 19006 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Document Number | 0000015955 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 19423/1340 |
| Instrument | 2024015955 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 8, 2022 |
| Property Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Document Number | 0000071171 |
| Book / Page | 19006 / 110 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022071171 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | NOT AVAILABLE, MYTITLEDIRECT COM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 CIDER MILL CIR, 24, FLEMINGTON, NJ 08822-1956 |
| Name | Verified Name |
|---|---|
| Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Document Number | 0000071172 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022071172 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 2021075272 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 18480/556 |
| Instrument | 2021075272 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 20, 2017 |
| Property Address | 400 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Document Number | 0000007226 |
| Book / Page | 006970 / 000360 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 7226 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | LTS ACQUISITION COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 752 PERSHING AVE MIDDLESEX NJ 088462161, MIDDLESEX, NJ 08846-2161 |
| Document Number | 10223 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 016746/000625 |
| Instrument | 10223 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,400 (+3.51%) Land $134,800 Building $342,600 | $477,400 (+3.51%) Land $134,800 Building $342,600 | |
| 2025 | $9,777.00 (+21.35%) | $461,200 (+32.45%) Land $134,800 Building $326,400 | $461,200 (+32.45%) Land $134,800 Building $326,400 |
| 2024 | $8,057.00 (-3.31%) | ||
| 2023 | $348,200 Land $134,800 Building $213,400 | $348,200 Land $134,800 Building $213,400 | |
| 2022 | $8,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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