400 Closter Dock Rd, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 400 Closter Dock Rd, Closter, NJ 07624 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,091 sqft · built 2002
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,160,000 (Jun 2023)
Tax Bill	$22,421 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01712-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`07-01712-0000-00001-01`
Alternative APN	`07017120000000010001`

Interior

Building Area	3,091 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	400 CLOSTER DOCK RD
City	CLOSTER
State	NJ
Zip	07624-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.29 AC
Legal Subdivision	CLOSTER DOCK ROAD
Legal Block	1712
Legal Lot Number	1.1
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	3
Census Block	3024
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records · APN 07-01712-0000-00001-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 CLOSTER DOCK RD, CLOSTER, NJ 07624-3036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 12, 2023	Deed, Transfer · Conventional Mortgage METRO CITY BANK
Aug 14, 2020	Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	202338395
Deed Book / Page	5012 / 1126
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	400 CLOSTER DOCK RD, CLOSTER, NJ 07624-3036
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 GLOATER DOCK RD, CLOSTER, NJ 07624

Mortgage

Document Number	0056210580
Date	Oct 15, 2025
Book Page	5621/580
Instrument	2025070114

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 12, 2023
Property Address	400 CLOSTER DOCK RD, CLOSTER, NJ 07624-3036
Document Number	0050121126
Book / Page	5012 / 1126
Instrument Date	May 23, 2023
Instrument	2023038395
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23,111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 MAGNOLIA CT, MADISON, NJ 07940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CLOSTER DOCK RD, CLOSTER, NJ 07624-3036

Mortgage

Document Number	2023038396
Date	Jun 12, 2023
Instrument	2023038396

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jun 01, 2028
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	13.3%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 14, 2020
Property Address	400 CLOSTER DOCK RD, CLOSTER, NJ 07624-3036
Document Number	0036691791
Book / Page	3669 / 1791
Instrument Date	Jun 03, 2020
Instrument	20-074221
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$5,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 W CERVANTES ST, 1120, PENSACOLA, FL 32501-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CLOSTER DOCK RD, CLOSTER, NJ 07624-3036

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,187,600 (+9.75%) Land $504,600 Building $683,000	$1,187,600 (+9.75%) Land $504,600 Building $683,000
2025	$22,421.00 (+10.36%)	$1,082,100 (+23.25%) Land $488,800 Building $593,300	$1,082,100 (+23.25%) Land $488,800 Building $593,300
2024	$20,316.00 (+9.85%)
2023		$878,000 (+5.01%) Land $327,900 Building $550,100	$878,000 (+5.01%) Land $327,900 Building $550,100
2022	$18,494.00 (-0.15%)	$836,100 Land $312,200 Building $523,900	$836,100 Land $312,200 Building $523,900
2021	$18,521.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Closter Dock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures