400 Cliff Ave, Racine, WI 53404 Property Records

Racine County property record for 400 Cliff Ave, Racine, WI 53404

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,397 sqft · built 1900
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2020)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276 000007079000`

Property Details

APN / Parcel Number

Primary APN	`276 000007079000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,397 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 CLIFF AVE
City	RACINE
State	WI
Zip	53404-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 6 GORTON S SUB LOT 8
Legal Subdivision	GORTON'S
Legal Block	6
Legal Lot Number	8
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	3
Census Block	3011
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Root River Parks (Island, Riverside, Cedar Bend, and Washington Parks) listed 2025 · 20 contributing resources · NRIS 100011952

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 Cliff Ave is owned and occupied by an individual who bought it in December 2020.

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	400 CLIFF AVE, RACINE, WI 53404-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK FSB
Dec 18, 2020	Deed of Trust, Mortgage NORTH SHORE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Jan 27, 2016 · Amount on File
Deed Document Number	20202575878
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Dec 22, 2020
Property Address	400 CLIFF AVE, RACINE, WI 53404-3204
Document Number	0002575878
Instrument Date	Dec 18, 2020
Instrument	2575878
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CLIFF AVE, RACINE, WI 53404-3204

Mortgage

Document Number	0002575879
Date	Dec 22, 2020
Instrument	2575879

Lender

Name	NORTH SHORE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0002575880
Date	Dec 22, 2020
Instrument	2575880

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AUTH
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	400 CLIFF AVE, RACINE, WI 53404-3204
Document Number	0002575879
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CLIFF AVE RACINE WI 534043204, RACINE, WI 53404-3204

Mortgage

Document Number	0002575879
Date	Dec 22, 2020
Instrument	2575879

Lender

Name	NORTH SHORE BK
Type	Bank
Address	BROOKFIELD, WI 53005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 Cliff Ave was $1,883.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00	$70,600 Land $9,100 Building $61,500	$75,383 Land $9,717 Building $65,666
2023	$1,643.00 (+15.3%)	$59,000 (+9.26%) Land $9,100 Building $49,900	$65,341 (+9.26%) Land $10,078 Building $55,263
2022	$1,425.00	$54,000 Land $9,100 Building $44,900	$59,804 Land $10,078 Building $49,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Cliff Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	28 (1983–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Cliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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