Jackson County property record for 400 Clay St, Ashland, OR 97520 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,473 sqft · built 1915 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Jul 2020) |
| Tax Bill | $7,042 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391E11CC200 |
| Primary APN | 391E11CC200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,473 sqft Living Area |
| Gross Area | 2,873 sqft |
| 1st Floor Area | 1,420 sqft |
| 2nd Floor Area | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Roof Material | Other |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 35 sqft |
| Patio Area | 820 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 400 CLAY ST |
|---|---|
| City | ASHLAND |
| State | OR |
| Zip | 97520-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 01E |
| Legal Township | 39S |
| Legal Section | 11 |
| Legal Quarter | 3 |
| Legal Subdivision | PARTITION PLAT P-10-2002 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1801 |
Source: Jackson County records · APN 391E11CC200
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CLAY ST, ASHLAND, OR 97520-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Dec 05, 2017 · Amount on Record |
| Deed Document Number | 202024981 |
| Prior Transfer Date | Jun 01, 2010 |
| Prior Transfer Doc | 0000020001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 400 CLAY ST, ASHLAND, OR 97520-1336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000037903 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018-037903 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Jul 17, 2020 |
| Property Address | 400 CLAY ST, ASHLAND, OR 97520-1336 |
| Document Number | 0000024981 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 24981 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 400 CLAY ST ASHLAND OR 975201336, ASHLAND, OR 97520-1336 |
| Document Number | 24982 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 24982 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Ashland City |
| Unified School District | Ashland School District 5 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,370 (+8.69%) | $713,360 (+8.98%) Land $262,440 Building $450,920 | |
| 2025 | $7,042.00 (+2.15%) | $444,710 (+3%) Land $154,280 Building $290,430 | $654,550 (+0.11%) Land $254,000 Building $400,550 |
| 2024 | $6,894.00 (+3.36%) | $431,760 (+3%) Land $149,790 Building $281,970 | $653,840 (-12.14%) Land $246,000 Building $407,840 |
| 2023 | $6,670.00 (+3.31%) | $419,190 (+3%) Land $145,430 Building $273,760 | $744,180 (-6.08%) Land $451,080 Building $293,100 |
| 2022 | $6,456.00 | $406,990 Land $141,200 Building $265,790 | $792,380 Land $504,920 Building $287,460 |
Source: FEMA National Flood Hazard Layer, Jackson County (41029C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410290018011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Project A | Fixed Wireless (unlicensed) | 200 / 25 |
| Whittrio | Fixed Wireless (unlicensed) | 100 / 30 |
May also be available at this address: T-Mobile USA, Hunter Communications & Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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