Madison County property record for 400 Clay Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,161 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jul 2003) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0020-0023 |
| Primary APN | R005-0020-0023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,161 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 60559 |
|---|---|
| Street Address | 400 CLAY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY TOWERS LOT 1 BLK C |
| Legal Subdivision | CLAY TOWER |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10602 |
400 Clay Dr is owned and occupied by two individuals who bought it in July 2003.
Source: Madison County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CLAY DR, RICHMOND, KY 40475-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2003 · Amount on File |
| Deed Sale | Jul 22, 2003 · Amount on File |
| Deed Document Number | 0000056048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 4, 2024 |
| Property Address | 400 CLAY DR, RICHMOND, KY 40475-1236 |
| Document Number | 000D861/11 |
| Book / Page | D861 / 11 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 2014235354 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 CLAY DR, RICHMOND, KY 40475-1229 |
| Name | Verified Name |
|---|---|
| Address | 400 CLAY DR, RICHMOND, KY 40475-1236 |
The 2025 property tax bill for 400 Clay Dr was $1,150 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,150.00 Additional exemption filed | $122,000 | $122,000 |
| 2023 | $960.00 (-0.31%) | $99,000 (-) | $99,000 (-) |
| 2022 | $963.00 | $99,000 | $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Clay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 Clay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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