Scott County property record for 400 Chestnut St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,272 sqft · built 1900 |
| Lot Size | 0.236 acres (10,283 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jun 2020) |
| Tax Bill | $1,997 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-222.000 |
| Primary APN | 166-20-222.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,283 sqft (0.236 acres) |
| Heating System | HVAC |
|---|
| Street Address | 400 CHESTNUT ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | CITY GEO |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 CHESTNUT ST, GEORGETOWN, KY 40324-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Jun 29, 2020 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Apr 16, 2012 · Amount on Record |
| Deed Document Number | 2020418010 |
| Deed Book / Page | 415 / 363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 400 CHESTNUT ST, GEORGETOWN, KY 40324-1924 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1760/162 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | M1760/162 |
| Instrument | 486297 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 29, 2020 |
| Property Address | 400 CHESTNUT ST, GEORGETOWN, KY 40324-1924 |
| Document Number | D415/363 |
| Book / Page | D415 / 363 |
| Map Reference | MB D343 PG 699 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 418010 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 GANO AVE, 301, GEORGETOWN, KY 40324-1933 |
| Name | Verified Name |
|---|---|
| Address | 400 CHESTNUT ST, GEORGETOWN, KY 40324-1924 |
| Document Number | 0M1520/385 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | M1520/385 |
| Instrument | 418011 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,300 (-) | $224,300 (-) | |
| 2025 | $1,997.00 (+6.34%) | $224,300 (+8.25%) | $224,300 (+8.25%) |
| 2023 | $1,878.00 (+9%) | $207,200 (+4.33%) Land $30,000 Building $177,200 | $207,200 (+4.33%) Land $30,000 Building $177,200 |
| 2022 | $1,723.00 | $198,600 Land $22,500 Building $176,100 | $198,600 Land $22,500 Building $176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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