400 Chestnut St, Decherd, TN 37324 Property Records

Franklin County property record for 400 Chestnut St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,196 sqft · built 2021
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$173,600 (Jul 2021)
Tax Bill	$1,147 (2022)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026056I C 00401`

Property Details

APN / Parcel Number

Primary APN	`026056I C 00401`
Alternative APN	`056I C 00401`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 CHESTNUT ST
City	DECHERD
State	TN
Zip	37324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	SANFORD
Legal Block	24
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1007
Census Tract	960401

Owner

400 Chestnut St is owned and occupied by an individual who bought it in July 2021.

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	400 4TH AVE N, DECHERD, TN 37324-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage STONE FORT MORTGAGE INC
Jan 25, 2021	Warranty Deed, Transfer SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC
Mar 29, 2019	Deed in Lieu of Foreclosure, Foreclosure SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC
Nov 13, 2017	Warranty Deed, Transfer MICHAEL F & SANDRA B SUBLETT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jan 25, 2021 · Amount on File
Deed Document Number	21006501
Deed Book / Page	D0456 / 714
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 23, 2021
Property Address	400 CHESTNUT ST, DECHERD, TN 37324
Document Number	0021006501
Book / Page	D0456 / 714
Instrument Date	Jul 22, 2021
Instrument	21006501
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 4TH AVE N, DECHERD, TN 37324-3438

Mortgage

Document Number	0021006502
Date	Jul 23, 2021
Instrument	21006502

Lender

Name	STONE FORT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 25, 2021
Property Address	400 CHESTNUT ST, DECHERD, TN 37324
Document Number	0000000642
Book / Page	000451 / 000022
Instrument Date	Jan 20, 2021
Instrument	642
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 245 TULLAHOMA TN 373880245, TULLAHOMA, TN 37388-0245

March 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	FRANKLIN TN
Recording Date	Mar 29, 2019
Property Address	400 CHESTNUT ST, DECHERD, TN 37324
Document Number	0000001750
Book / Page	000435 / 000241
Instrument Date	Mar 29, 2019
Instrument	1750
Transaction Type	Foreclosure
Record Updated	Apr 4, 2019
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2257 BROWN RD SANFORD NC 273300354, SANFORD, NC 27330-0354

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 13, 2017
Property Address	400 CHESTNUT ST, DECHERD, TN 37324
Document Number	0000006891
Book / Page	000423 / 000595
Instrument Date	Nov 9, 2017
Instrument	6891
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	SOUTHERN TN TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 3RD AVE N DECHERD TN 373243428, DECHERD, TN 37324-3428

Mortgage

Document Number	6892
Date	Nov 13, 2017
Book Page	001235/000500
Instrument	6892

Lender

Name	MICHAEL F & SANDRA B SUBLETT
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	600 Months
Due	Nov 12, 2067

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,050 (-) Land $3,250 Building $40,800
2023		$44,050 Land $3,250 Building $40,800
2022	$1,147.00		$176,200 Land $13,000 Building $163,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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