400 Chestnut Ave, Sidney, OH 45365 Property Records

Shelby County property record for 400 Chestnut Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,832 sqft · built 1956
Lot Size	0.562 acres (24,500 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2023)
Tax Bill	$2,056 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-1836328.001`

Property Details

APN / Parcel Number

Primary APN	`01-1836328.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,832 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Finished Basement	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Roof Material	Shingle
Lot Area	24,500 sqft (0.562 acres)
Lot Dimensions	245 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Patio Area	642 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 CHESTNUT AVE
City	SIDNEY
State	OH
Zip	45365-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT OL100 S1/2 PT W OF RR CITY OF SIDNEY 020-18-36-328-001
Legal Subdivision	JOSEPH CUMMINS ADDITION
Legal Lot Number	O
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4010
Census Tract	972000

Owner

Source: Shelby County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer
Apr 11, 2017	Deed of Trust, Mortgage UNIVERSAL 1 CU
Sep 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELHIO CREDIT UNION INC
Mar 26, 2018	Warranty Deed, Transfer · Line of Credit FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	20232261
Deed Book / Page	2314 / 4530
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 26, 2023
Property Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306
Document Number	02314/4530
Book / Page	2314 / 4530
Instrument Date	May 25, 2023
Instrument	202302261
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2079/215
Date	Apr 11, 2017
Book Page	2079/215
Instrument	201700001979

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Feb 24, 2032

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2142/469
Date	Sep 12, 2018
Book Page	2142/469
Instrument	201800004609

Lender

Name	TELHIO CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 15, 2028

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Mar 26, 2018
Property Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306
Document Number	002122/221
Book / Page	2122 / 221
Instrument Date	Mar 26, 2018
Instrument	201800001422
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	400 CHESTNUT AVE, SIDNEY, OH 45365-3306

Mortgage

Document Number	201800001423
Date	Mar 26, 2018
Instrument	201800001423

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,056.00	$59,250 (-5.11%) Land $12,500 Building $46,750
2024	$2,056.00 (-7.18%) Homeowner's exemption	$62,440 (-) Land $12,500 Building $49,940
2023	$2,215.00 (+19.41%) Homeowner's exemption	$62,440 (+35.12%) Land $12,500 Building $49,940	$169,270 (+28.23%) Land $35,710 Building $133,560
2022	$1,855.00 Homeowner's exemption	$46,210 Land $9,020 Building $37,190
2020			$132,010 Land $25,760 Building $106,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1979–2018)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Apr 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 1995 · 6 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

400 Chestnut Ave, Sidney, OH 45365 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Chestnut Ave

Nearby Streets

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