Carroll County property record for 400 Charter Ct, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,202 sqft Total Area |
| Lot Size | 16,640 sqft (0.382 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2008) |
| Tax Bill | $4,657.00 (2025) |
| Primary APN | 07-116403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,202 sqft Total Area |
| Basement Area | 730 sqft Basement |
| Finished Basement | 730 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,640 sqft (0.382 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 388 sqft Deck |
| Patio Area | 226 sqft Patio |
| Porch Area | 260 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 116403 |
|---|---|
| Street Address | 400 CHARTER CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7261 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 19 - 16640 SQ FT CHARTER CT 34-135 POOLE MEADOWS SEC 1 |
| Legal Subdivision | POOLE MDWS SEC 01 |
| Legal Lot Number | 19 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 507802 |
Source: Carroll County records · APN 07-116403
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CHARTER CT, WESTMINSTER, MD 21157-7261 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2008 · Amount on Record |
| Deed Sale | Aug 19, 2008 · Amount on Record |
| Prior Sale | Jun 14, 1996 · Amount on Record |
| Deed Doc Number | 200880411 |
| Deed Book / Page | 5596 / 502 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 400 CHARTER CT, WESTMINSTER, MD 21157-7261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0091840482 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 9184/0482 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 400 CHARTER CT, WESTMINSTER, MD 21157-7261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095460231 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 9546/0231 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2040 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,200 (+35.76%) Land $125,600 Building $381,600 | $507,200 (+35.76%) Land $125,600 Building $381,600 | |
| 2025 | $4,657.00 (+10.33%) Homeowner's exemption | ||
| 2023 | $4,221.00 Homeowner's exemption | $373,600 Land $125,600 Building $248,000 | $373,600 Land $125,600 Building $248,000 |
400 Charter Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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