400 Central St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 400 Central St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,453 sqft · built 1876
Lot Size	2.78 acres (121,457 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (May 2019)
Tax Bill	$15,641 (2026)
Deeds & Mortgages	Apr 2020 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00008 B:00000 L:00011`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00008 B:00000 L:00011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,453 sqft Living Area
Gross Area	8,584 sqft
Basement Area	2,048 sqft
Unfinished Basement	2,048 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,457 sqft (2.78 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	400 CENTRAL ST
City	GEORGETOWN
State	MA
Zip	01833-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	BOXFORD & GEORGETOWN PROP
Legal Lot Number	11
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 CENTRAL ST, GEORGETOWN, MA 01833-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 20, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Dec 13, 1991 · Amount on Record
Deed Document Number	20193100
Deed Book / Page	37522 / 142
Prior Transfer Date	May 1, 2019
Prior Transfer Doc	37522-142
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	400 CENTRAL ST, GEORGETOWN, MA 01833-2504
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38419-167
Date	Apr 14, 2020
Book Page	38419/167
Instrument	20200414002970

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	May 20, 2019
Property Address	400 CENTRAL ST, GEORGETOWN, MA 01833-2504
Document Number	37522-142
Book / Page	037522 / 000142
Instrument Date	May 1, 2019
Instrument	1905203100
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,032.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 CENTRAL ST GEORGETOWN MA 018332504, GEORGETOWN, MA 01833-2504

Mortgage

Document Number	37522-145
Date	May 20, 2019
Book Page	037522/000145
Instrument	1905203110

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,641.00 (+24.41%)	$1,136,700 (-) Land $289,000 Building $847,700	$1,195,240 (-2.06%)
2025	$12,572.00 (+10.73%)	$1,136,700 (+25.64%) Land $289,000 Building $847,700	$1,220,370
2024	$11,354.00 (-0.9%)	$904,700 (+2.49%) Land $202,200 Building $702,500
2023	$11,457.00	$882,700 Land $202,200 Building $680,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

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