San Mateo County property record for 400 Central Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,380 sqft · built 1965 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-361-240 |
| Primary APN | 064-361-240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 CENTRAL AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 1 BLK 4 CABRILLO PARK UNIT NO 2 RSM 59/12 |
| Legal Subdivision | CABRILLO PARK UNIT NO 2 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 613701 |
400 Central Ave is owner-occupied and held in a trust since March 2019.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 400 CENTRAL AVE, HALF MOON BAY, CA 94019-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 15, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2019 |
| Transfer Doc | 0000018381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 400 CENTRAL AVE, HALF MOON BAY, CA 94019-1807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 400 CENTRAL AVE, HALF MOON BAY, CA 94019-1807 |
| Document Number | 0000013790 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-013790 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 15, 2019 |
| Property Address | 400 CENTRAL AVE, HALF MOON BAY, CA 94019-1807 |
| Document Number | 0000018381 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 18381 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 400 CENTRAL AVE HALF MOON BAY CA 940191807, HALF MOON BAY, CA 94019-1807 |
The 2025 property tax bill for 400 Central Ave was $4,959 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,586 (+2%) Land $71,069 Building $229,517 | ||
| 2025 | $4,959.00 Homeowner's exemption | $294,693 Land $69,676 Building $225,017 | |
| 2023 | $4,433.00 (+4.13%) Homeowner's exemption | $283,251 Land $66,971 Building $216,280 | $1,355,670 |
| 2022 | $4,257.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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