400 Cedar Creek Rd, Sunset, SC 29685 Property Records

Pickens County property record for 400 Cedar Creek Rd, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,186 sqft · built 2024
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$720,000 (May 2025)
Tax Bill	$12,394 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4132-00-44-0018`

Property Details

APN / Parcel Number

Primary APN	`4132-00-44-0018`
Alternative APNs	`4132-03-44-0037` `R0043923` `R0097809`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,186 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0097809
Old Parcel Number	4132 00 44 0018
Street Address	400 CEDAR CREEK RD
City	SUNSET
State	SC
Zip	29685-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR CREEK (KEOWEE) LOT 90 91 PLAT 214/7A
Legal Subdivision	CEDAR CREEK (KEOWEE)
Legal Block	44
Legal Lot Number	90,91 91
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2018
Census Tract	10201

Owner

400 Cedar Creek Rd is owned and occupied by an individual who bought it in May 2025.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	400 CEDAR CREEK RD, SUNSET, SC 29685-1537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST PIEDMONT FSLA
May 16, 2025	Deed, Transfer · VA Mortgage T2 FINANCIAL LLC
Nov 1, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Deed Document Number	0002813230
Deed Book / Page	2813 / 230
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	400 CEDAR CREEK RD, SUNSET, SC 29685-1537
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S 5TH ST 308, 308, EASLEY, SC 29640-3495

Mortgage

Document Number	0000009720
Date	Jul 11, 2023
Book Page	6347/291
Instrument	202309720

Lender

Name	FIRST PIEDMONT FSLA
Type	Bank
Address	GAFFNEY, SC 29341

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2034
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	May 16, 2025
Property Address	400 CEDAR CREEK RD, SUNSET, SC 29685-1537
Document Number	0000006952
Book / Page	2813 / 230
Map Reference	MB 214 PG 7-A
Instrument Date	May 16, 2025
Instrument	202506952
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 CEDAR CREEK RD, SUNSET, SC 29685-1537

Mortgage

Document Number	0000006953
Date	May 16, 2025
Instrument	202506953

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Nov 1, 2022
Property Address	400 CEDAR CREEK RD, SUNSET, SC 29685-1537
Document Number	0000018539
Book / Page	2469 / 81
Map Reference	MB 35 PG 22
Instrument Date	Nov 1, 2022
Instrument	202218539
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$46.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 5TH ST UNIT 308, 308, EASLEY, SC 29640-3495

Tax Assessment & Valuation

The 2025 property tax bill for 400 Cedar Creek Rd was $12,394, up 1,073.7% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,394.00 (+1,073.67%)	$27,720 (+926.67%) Land $2,800 Building $24,920	$693,000 (+1,44%) Land $70,000 Building $623,000
2024	$1,056.00 (+63.47%)	$2,700 (-) Land $2,700	$45,000 (-) Land $45,000
2023	$646.00	$2,700 (+97.08%) Land $2,700	$45,000 (-) Land $45,000
2022		$1,370 Land $1,370	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Cedar Creek Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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