400 Cayetano Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 400 Cayetano Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,918 sqft · built 1989
Lot Size	0.182 acres (7,937 sqft)
Owner	Company Name on Record
Last Sale	$855,000 (May 2021)
Tax Bill	$10,959 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-060-041-000`

Property Details

APN / Parcel Number

Primary APN	`162-060-041-000`
Alternative APN	`162-060-041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	7,937 sqft (0.182 acres)
Garage Area	709 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	162-060-041
Street Address	400 CAYETANO CT
City	WINDSOR
State	CA
Zip	95492-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 065-750-41 # CHG PER MD
Legal Subdivision	FOOTHILL OAKS
Legal Tract	807
Legal Block	2
Legal Lot Number	41
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2005
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	400 CAYETANO CT, WINDSOR, CA 95492-8311
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
May 6, 2021	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Feb 1, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2018	Reverse Mortgage, Transfer · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	202155830
Prior Transfer Date	Apr 6, 1998
Prior Transfer Doc	0000042814
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	400 CAYETANO CT, WINDSOR, CA 95492-8311
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CAYETANO CT, WINDSOR, CA 95492-8311

Mortgage

Document Number	0000083463
Date	Jul 21, 2021
Instrument	2021083463

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	May 6, 2021
Property Address	400 CAYETANO CT, WINDSOR, CA 95492-8311
Document Number	0000055830
Map Reference	MB 424 PG 42-50
Instrument Date	Apr 26, 2021
Instrument	2021055830
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 CAYETANO CT, WINDSOR, CA 95492-8311

Mortgage

Document Number	0000055831
Date	May 6, 2021
Instrument	2021055831

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Feb 1, 2019
Property Address	400 CAYETANO CT, WINDSOR, CA 95492-8311
Document Number	0000009621
Instrument Date	Jan 22, 2019
Instrument	9621
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CAYETANO CT WINDSOR CA 954928311, WINDSOR, CA 95492-8311

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 22, 2018
Property Address	400 CAYETANO CT, WINDSOR, CA 95492-8311
Document Number	0000012050
Instrument Date	Feb 9, 2018
Instrument	12050
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	400 CAYETANO CT WINDSOR CA 954928311, WINDSOR, CA 95492-8311

February 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SONOMA CA
Recording Date	Feb 16, 2018
Property Address	400 CAYETANO CT, WINDSOR, CA 95492-8311
Document Number	0000011087
Instrument Date	Feb 5, 2018
Instrument	11087
Transaction Type	Transfer
Record Updated	May 17, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$27.50
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 CAYETANO CT WINDSOR CA 954928311, WINDSOR, CA 95492-8311

Mortgage

Document Number	11088
Date	Feb 16, 2018
Instrument	11088

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	10951 WHITE ROCK RD # 200, RANCHO CORDOVA, CA 95670-6366

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Mortgage

Document Number	11089,
Date	Feb 16, 2018
Instrument	11089

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.16%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$943,984 (+2%) Land $377,593 Building $566,391
2025	$10,959.00 (+4.26%)	$925,476 (+4.04%) Land $370,190 Building $555,286
2023	$10,511.00 (+1.74%)	$889,541 Land $355,816 Building $533,725
2022	$10,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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