400 Carpenter Rd, Defiance, OH 43512 Property Records

Defiance County property record for 400 Carpenter Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,694 sqft · built 1954
Lot Size	0.402 acres (17,498 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I020140009300`

Property Details

APN / Parcel Number

Primary APN	`I020140009300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,498 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 CARPENTER RD
City	DEFIANCE
State	OH
Zip	43512-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE HEIGHTS ADD LOT 46
Legal Subdivision	RIVERDALE HEIGHTS
Legal Lot Number	46
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1013
Census Tract	958500

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 CARPENTER RD, DEFIANCE, OH 43512-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST COMPANY
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jul 16, 2026
Property Address	400 CARPENTER RD, DEFIANCE, OH 43512-1721
Document Number	0000002647
Book / Page	483 / 65
Instrument Date	Jul 10, 2026
Instrument	20262647
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CARPENTER RD, DEFIANCE, OH 43512-1721

Mortgage

Document Number	0000002647,
Date	Jul 16, 2026
Book Page	483/65
Instrument	20262647

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	400 CARPENTER RD, DEFIANCE, OH 43512-1721
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442/1416
Date	Sep 17, 2021
Book Page	442/1416
Instrument	202100005197

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	400 CARPENTER RD, DEFIANCE, OH 43512-1721
Transaction Type	Mortgage
Record Updated	Aug 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421/1839
Date	Aug 14, 2019
Book Page	421/1839
Instrument	201900003063

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+1.16%)	$52,610 (-) Land $7,180 Building $45,430
2024			$150,320 (+%) Land $20,520 Building $129,800
2023	$1,981.00 (+20.79%)	$52,610 (+34.35%) Land $7,180 Building $45,430	$150,314 (+34.33%) Land $20,514 Building $129,800
2022	$1,640.00	$39,160 Land $7,180 Building $31,980
2020			$111,900 Land $20,520 Building $91,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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