400 Caroline Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 400 Caroline Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,538 sqft · built 1960
Lot Size	0.203 acres (8,838 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2024)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24N-52-1287`

Property Details

APN / Parcel Number

Primary APN	`24N-52-1287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	992 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,838 sqft (0.203 acres)
Lot Dimensions	170 ft deep x 52 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	467 sqft
Patio Area	467 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 CAROLINE AVE
City	SAINT LOUIS
State	MO
Zip	63122-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	DOERR PLACE LOT 16
Legal Subdivision	DOERR PLACE
Legal Block	2
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5004
Census Tract	218300

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 CAROLINE AVE, SAINT LOUIS, MO 63122-5613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 17, 2019	Quit Claim Deed, Mortgage FIRST CMNTY CU
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COLLINSVILLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2024321272
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	02370003647
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 20, 2020
Property Address	400 CAROLINE AVE, SAINT LOUIS, MO 63122-5613
Document Number	0242543698
Book / Page	24254 / 3698
Map Reference	MB 10 PG 5
Instrument Date	Aug 3, 2020
Instrument	2020082000542
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CAROLINE AVE, SAINT LOUIS, MO 63122-5613

Mortgage

Document Number	2020082000543
Date	Aug 20, 2020
Instrument	2020082000543

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 17, 2019
Property Address	400 CAROLINE AVE, SAINT LOUIS, MO 63122-5613
Document Number	0237003647
Book / Page	023700 / 003647
Instrument Date	Sep 12, 2019
Instrument	611
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 CAROLINE AVE ST LOUIS MO 631225613, ST LOUIS, MO 63122-5613

Mortgage

Document Number	237003650
Date	Sep 17, 2019
Book Page	023700/003650
Instrument	612

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	400 CAROLINE AVE, SAINT LOUIS, MO 63122-5613
Document Number	0226042001
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CAROLINE AVE KIRKWOOD MO 631225613, KIRKWOOD, MO 63122-5613

Mortgage

Document Number	0226042001
Date	Jul 12, 2017
Book Page	022604/002001
Instrument	530

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,010 (-) Land $41,230 Building $35,780	$405,300 (-) Land $217,000 Building $188,300
2025	$4,354.00 (+17.14%)	$77,010 (+29.91%) Land $41,230 Building $35,780	$405,300 (+29.9%) Land $217,000 Building $188,300
2024	$3,717.00 (+1.59%)
2023	$3,659.00 (+7.46%)	$59,280 (+14.29%) Land $29,700 Building $29,580	$312,000 (+14.29%) Land $156,300 Building $155,700
2022	$3,405.00	$51,870 Land $29,700 Building $22,170
2021			$273,000 Land $156,300 Building $116,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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