Smith County property record for 400 Cameron St, Whitehouse, TX 75791
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,372 sqft · built 2006 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2019) |
| Tax Bill | $10,140 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R141762 |
| Primary APN | R141762 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,372 sqft Heated Area |
| 1st Floor Area | 3,372 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R141762 |
|---|---|
| Street Address | 400 CAMERON ST |
| City | WHITEHOUSE |
| State | TX |
| Zip | 75791-3867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PECAN CREEK ESTATES LOT 19 |
| Legal Subdivision | PECAN CREEK ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WHITEHOUSE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2200 |
400 Cameron St is owned and occupied by two individuals who bought it in April 2019.
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CAMERON ST, WHITEHOUSE, TX 75791-3867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 30, 2019 | Vendor's Lien, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Apr 15, 2013 · Amount on File |
| Deed Document Number | 2019100013485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 400 CAMERON ST, WHITEHOUSE, TX 75791-3867 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001045284 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 202001045284 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Apr 30, 2019 |
| Property Address | 400 CAMERON ST, WHITEHOUSE, TX 75791-3867 |
| Document Number | 0100013485 |
| Map Reference | CAB D SL 328-C |
| Instrument Date | Apr 30, 2019 |
| Instrument | 20190100013485 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 400 CAMERON ST, WHITEHOUSE, TX 75791-3867 |
| Document Number | 0100013486 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 20190100013486 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 400 Cameron St was $10,140 with a homeowner's exemption, up 11.5% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Whitehouse City |
| Unified School District | Whitehouse Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,140.00 (+11.49%) Homeowner's exemption | $865,314 (+2.65%) Land $210,718 Building $654,596 | $865,314 (+2.65%) Land $210,718 Building $654,596 |
| 2025 | $9,095.00 (+8.45%) Homeowner's exemption | $842,937 Land $214,139 Building $628,798 | $842,937 Land $214,139 Building $628,798 |
| 2024 | $8,386.00 (+12.19%) | ||
| 2023 | $7,475.00 (-7.92%) Homeowner's exemption | $554,657 Land $20,385 Building $534,272 | $554,657 Land $20,385 Building $534,272 |
| 2022 | $8,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Cameron St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2007–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Cameron St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025 |
|---|---|
| Water Source | Purchased surface water from CITY OF TYLER |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Frontier Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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