400 Brook Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 400 Brook Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 1952
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2013)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084-203-16`

Property Details

APN / Parcel Number

Primary APN	`084-203-16`
Alternative APN	`084-203-16-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,504 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,865 sqft (0.479 acres)
Terrain	Steep
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,102 sqft
Patio Area	1,102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	400 BROOK DR
City	BOULDER CREEK
State	CA
Zip	95006-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit PREMIERONE CREDIT UNION
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING
Jul 10, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 21, 2017	Correction Deed · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2013 · Amount on Record
Deed Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	201345903
Last Transfer Date	Mar 7, 2017
Transfer Doc	0000022332
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 30, 2026
Property Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782
Document Number	0000009591
Instrument Date	Apr 25, 2026
Instrument	20269591
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782

Mortgage

Document Number	0000009591,
Date	Apr 30, 2026
Instrument	20269591

Lender

Name	PREMIERONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782
Document Number	0000010965
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	400 BROOK DR BOULDER CREEK CA 950069782, BOULDER CREEK, CA 95006-9782

Mortgage

Document Number	0000010965
Date	Apr 1, 2020
Instrument	10965

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 10, 2017
Property Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782
Document Number	0000022332
Instrument Date	Jun 24, 2017
Instrument	22332
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	400 BROOK DR BOULDER CREEK CA 950069782, BOULDER CREEK, CA 95006-9782

April 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 21, 2017
Property Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782
Document Number	0000013259
Instrument Date	Apr 11, 2017
Instrument	2017-0013259
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	400 BROOK DR, BOULDER CREEK, CA 95006-9782

Mortgage

Document Number	0000013260
Date	Apr 21, 2017
Instrument	2017-0013260

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,931 (+2%) Land $343,855 Building $250,076
2025	$7,262.00 (+4.64%)	$582,286 (+4.04%) Land $337,113 Building $245,173
2024	$6,940.00
2023	$6,940.00 (+2.44%)	$559,674 Land $324,022 Building $235,652	$718,110
2022	$6,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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