400 Bench St, Millville, MN 55957 Property Records

Wabasha County property record for 400 Bench St, Millville, MN 55957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1974
Lot Size	0.087 acres (3,836 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2021)
Tax Bill	$1,582 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R24.00012.00`

Property Details

APN / Parcel Number

Primary APN	`R24.00012.00`
Alternative APN	`24.00012.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,836 sqft (0.087 acres)
Lot Dimensions	152 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	304 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 BENCH ST
City	MILLVILLE
State	MN
Zip	55957-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-109 RANGE-012 TOWN OF MILLVILLE (MILLVILLE LOT-022 BLOCK-002
Legal Range	12
Legal Township	109
Legal Section	18
Legal Subdivision	TOWN OF MILLVILLE (MILLVILLE
Legal Block	2
Legal Lot Number	22
Jurisdiction	WABASHA MN
Township / Civil Division	MILLVILLE
Census Block Group	1
Census Block	1037
Census Tract	490500

Owner

400 Bench St is owned and occupied by two individuals who bought it in September 2021.

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 44, MILLVILLE, MN 55957-0044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 26, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Apr 18, 2008 · Amount on File
Deed Document Number	2021346037
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 17, 2021
Property Address	400 BENCH ST, MILLVILLE, MN 55957-8712
Document Number	0000346037
Instrument Date	Aug 28, 2021
Instrument	346037
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BENCH ST, MILLVILLE, MN 55957-8712

Mortgage

Document Number	0000346038
Date	Sep 17, 2021
Instrument	346038

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	May 26, 2017
Property Address	400 BENCH ST, MILLVILLE, MN 55957-8712
Document Number	0000327336
Instrument Date	May 19, 2017
Instrument	327336
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BENCH ST, MILLVILLE, MN 55957-8712

Mortgage

Document Number	0000327337
Date	May 26, 2017
Instrument	327337

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 400 Bench St was $1,582 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Millville City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,582.00 Homeowner's exemption	$207,800 Land $25,900 Building $181,900	$207,800 Land $25,900 Building $181,900
2023	$1,504.00 Homeowner's exemption	$187,800 Land $25,900 Building $161,900	$187,800 Land $25,900 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Bench St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Bench St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Millville serves 171 people · EPA ID MN1790010
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

Cell Coverage

No cell data coverage reported

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