400 Belden St, Monterey, CA 93940 Property Records

Monterey County property record for 400 Belden St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,597 sqft · built 1938
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Jun 2021)
Tax Bill	$18,772 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-093-014-000`

Property Details

APN / Parcel Number

Primary APN	`001-093-014-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	1,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,800 sqft (0.133 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	400 BELDEN ST
City	MONTEREY
State	CA
Zip	93940-1707
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LITTLES NEW MONTEREY LOT 16 BLK 15
Legal Subdivision	LITTLES NEW MONTEREY
Legal Block	15
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	12504

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 AMARILLO AVE, PALO ALTO, CA 94303-3701
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Feb 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	202143416
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000008431
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 23, 2021
Property Address	400 BELDEN ST, MONTEREY, CA 93940-1707
Document Number	0000043416
Map Reference	VOL 1 PG 12
Instrument Date	Jun 7, 2021
Instrument	2021043416
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	928 AMARILLO AVE, PALO ALTO, CA 94303-3701

Mortgage

Document Number	0000043417
Date	Jun 23, 2021
Instrument	2021043417

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 14, 2017
Property Address	400 BELDEN ST, MONTEREY, CA 93940-1707
Document Number	0000008431
Instrument Date	Feb 2, 2017
Instrument	8431
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1273 SURF AVE PACIFIC GROVE CA 939502042, PACIFIC GROVE, CA 93950-2042

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,656,118 (+2%) Land $1,435,304 Building $220,814
2025	$18,772.00 (+8.18%)	$1,623,646 (+4.04%) Land $1,407,161 Building $216,485
2024	$17,352.00 (+2.09%)
2023	$16,997.00 (+1.39%)	$1,560,600 Land $1,352,520 Building $208,080
2022	$16,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

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